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The usage of Credit cards and Debit cards seems to be a growing trend. Will plastic money completely replace the currency notes and coins used at present? Do you think this is a positive development? v.1

The usage of Credit cards and Debit cards seems to be a growing trend. Will plastic money completely replace the currency notes and coins used at present? Do you think this is a positive development? v. 1
The popularity of credit and debit cards has increased tremendously over the years. This is definitely a positive development because cards have eliminated the need to carry cash in our wallets. However, I don’t expect cards to replace paper currency in the near future. If credit and debit cards are popular, that is because they are very convenient. Carrying huge amounts of cash in one’s wallet is not very safe. Cards eliminate this need. What’s more, credit cards allow people to buy things even if they don’t have any balance in their bank accounts. Cards have also made online transactions possible. If there were no credit cards, the e-commerce industry would not develop at this pace. On the flip side, data security is a concern when you make payments using your cards. Hackers are after your credit card details and security breaches can wipe the entire amount in your bank accounts. However, banks and card companies are working hard to fix this problem. And thanks to security measures like two-factor identification card payments have become much safer over the years. Still, I don’t think that cards will completely replace cash. Many small businesses do not have the technology required to accept cash payments. If you buy things from a roadside vendor you will have to pay cash. I don’t think that they will be in a position to accept cards any time soon. In addition, we are emotionally attached to paper currency. This may also prevent the total adoption of cards. To conclude, the growing popularity of credit and debit cards is indeed a positive development. However, even today security concerns prevent many people from making card payments. This might change in the future, but until everyone has the facility to accept cards, they are not going to replace traditional currency.
The popularity of
credit
and debit
cards
has increased
tremendously
over the years. This is definitely a
positive
development
because
cards
have eliminated the need to carry
cash
in our wallets.
However
, I don’t
expect
cards
to replace paper currency in the near future.

If
credit
and debit
cards
are popular,
that is
because
they are
very
convenient. Carrying huge amounts of
cash
in one’s wallet is not
very
safe.
Cards
eliminate this need. What’s more,
credit
cards
allow
people
to
buy
things even if they don’t have any balance in their bank accounts.
Cards
have
also
made online transactions possible. If there were no
credit
cards
, the e-commerce industry would not develop at this pace.

On the flip side, data
security
is a concern when you
make
payments
using your
cards
. Hackers are after your
credit
card
details
and
security
breaches can wipe the entire amount in your bank accounts.
However
, banks and
card
companies
are working
hard
to
fix
this problem. And thanks to
security
measures like two-factor identification
card
payments
have become much safer over the years.
Still
, I don’t
think
that
cards
will completely replace cash.

Many
small
businesses do not have the technology required to accept
cash
payments
.
If
you
buy
things from a roadside vendor you will
have to
pay
cash
. I don’t
think
that they will be in a position to accept
cards
any time
soon
.
In addition
, we are
emotionally
attached to paper currency. This may
also
prevent
the total adoption of cards.

To conclude
, the growing popularity of
credit
and debit
cards
is
indeed
a
positive
development.
However
, even
today
security
concerns
prevent
many
people
from making
card
payments
. This might
change
in the future,
but
until everyone has the facility to accept
cards
, they are not going to replace traditional currency.
11Linking words, meeting the goal of 7 or more
35Repeated words, meeting the goal of 3 or fewer
1Mistakes

IELTS essay The usage of Credit cards and Debit cards seems to be a growing trend. Will plastic money completely replace the currency notes and coins used at present? Do you think this is a positive development? v. 1

Essay
  American English
5 paragraphs
301 words
6
Overall Band Score
Coherence and Cohesion: 6.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.0
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 7.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
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    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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