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Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Is this a positive or negative development? v.4

Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Is this a positive or negative development? v. 4
In recent times, it is acknowledged the fact that electronic currency, such as credit and debit cards are gaining more popularity among consumers than paper money and coins. This essay will discuss both perspectives and reach a conclusion view. On the one hand, those who agree the opinion that using electronic cash is more useful, believe that this method has various benefits. Undoubtedly, a credit or a debit card permits to the consumers for purchasing the items and facilities of their choice, every time or everywhere they need, even though they are having less or no cash in the wallet. Additionally, plastic money has a global acceptance. This means that if someone went abroad, that person could use with great ease the debit card for example to a restaurant or for shopping. Therefore, they do not waste their time waiting for change. On the other hand, those who are opposite of this approach, think that this trend comes with negative aspects. It is known that the plastic cards frequency are responsible for impulsive shopping habits of people. They encourage people to spend more money than they are allowed to buy seeing especially diverse shopping sites, and also, buying items what they do not need. Moreover, there are some small vendors who do not possess POS machines and individuals must pay only payable by cash. If someone wants to purchase something from a small shop or newsstand, they cannot pay by card and they should withdraw money from an ATM. In conclusion, although there are some disadvantages aspects of traditional banking system, it seems to me that electronic currency is more request in almost every country.
In recent times, it
is acknowledged
the fact that electronic currency, such as credit and debit
cards
are gaining more popularity among consumers than paper
money
and coins. This essay will discuss both perspectives and reach a conclusion view.

On the one hand, those who
agree
the opinion that using electronic cash is more useful, believe that this method has various benefits.
Undoubtedly
, a credit or a debit
card
permits to the consumers for purchasing the items and facilities of their choice, every time or everywhere they need,
even though
they are having less or no cash in the wallet.
Additionally
, plastic
money
has a global acceptance. This means that if someone went abroad, that person could
use
with great
ease
the debit
card
for example
to a restaurant or for shopping.
Therefore
, they do not waste their time waiting for
change
.

On the other hand
, those who are opposite of this approach,
think
that this trend
comes
with
negative
aspects. It
is known
that the plastic
cards
frequency are responsible for impulsive shopping habits of
people
. They encourage
people
to spend more
money
than they are
allowed
to
buy
seeing
especially
diverse shopping sites, and
also
, buying items what they do not need.
Moreover
, there are
some
small
vendors who do not possess POS machines and individuals
must
pay
only
payable by cash. If someone wants to
purchase
something from a
small
shop or newsstand, they cannot pay by
card and
they should withdraw
money
from an ATM.

In conclusion
, although there are
some
disadvantages aspects of traditional banking system, it seems to me that electronic currency is more request in almost every country.
11Linking words, meeting the goal of 7 or more
9Repeated words, meeting the goal of 3 or fewer
1Mistakes

IELTS essay Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Is this a positive or negative development? v. 4

Essay
  American English
4 paragraphs
275 words
6.5
Overall Band Score
Coherence and Cohesion: 7.0
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 7.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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