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Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem? v.14

Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem? v. 14
It is a fact that people are becoming more consumptive and materialistic these days, as many of them purchase luxurious goods or things that they do not really need and debts are common among such people. There are various reasons that have caused the situation and the following essay will discuss them and some of the things that people could do to address the problem. For a number of reasons, many people are facing debt problem nowadays due to the consumptive lifestyles. Firstly, with the existence of social media such as Facebook or Instagram, more people are showing off their luxurious goods, take some photos and upload them into the applications and it triggers them to buy fancy stuff.   Secondly, with the significant growth in the number of elite malls, they attract people in spending more money on secondary needs such as fashion, jewellery or gadgets. And lastly, as applying and obtaining credit cards are easier these days, many people are buying expensive things which are greater than their income. As a consequence of this hedonism lifestyle, many people are ended up with a serious problem of debts. There are several things that people could do to solve the problem. One of them is that there should be a clear regulation about credit cards that must be followed by banks and financial institutions, regarding the procedure of issuing credit cards to their consumers. It must be ensured that the credit limit that is given to credit card holders is aligned with the individual’s income. And then, instead of adding more malls in the city, the government should focus on building more public parks and children playgrounds. Therefore, people would have more options for entertainments besides going to the shopping centres. In conclusion, it is true that a lot of people are having debt problems, as they purchase luxurious stuff and having fancy lifestyles. Some of the factors that trigger the problem are due to the effect of social media, the increasing number of shopping malls and the easier procedure in obtaining credit cards. And to solve the issue, the government should make a better regulation about credit card usage and build more public facilities; therefore people have more alternative places to visit beside malls.
It is a fact that
people
are becoming more consumptive and materialistic these days, as
many
of them
purchase
luxurious
goods
or things that they do not
really
need and debts are common among such
people
. There are various reasons that have caused the situation and the following essay will discuss them and
some of the
things that
people
could do to address the problem.

For a number of reasons,
many
people
are facing debt
problem
nowadays due to the consumptive lifestyles.
Firstly
, with the existence of social media such as Facebook or Instagram, more
people
are showing off their luxurious
goods
, take
some
photos and upload them into the applications and it triggers them to
buy
fancy stuff.
 
Secondly
, with the significant growth in the number of elite
malls
, they attract
people
in spending more money on secondary needs such as fashion,
jewellery
or gadgets. And
lastly
, as applying and obtaining
credit
cards
are easier these days,
many
people
are buying expensive things which are greater than their income. As a consequence of this hedonism lifestyle,
many
people
are ended
up with a serious
problem
of debts.

There are several things that
people
could do to solve the
problem
. One of them is that there should be a
clear
regulation about
credit
cards
that
must
be followed
by banks and financial institutions, regarding the procedure of issuing
credit
cards
to their consumers. It
must
be ensured
that the
credit
limit
that is
given
to
credit
card
holders
is aligned
with the individual’s income. And then,
instead
of adding more
malls
in the city, the
government
should focus on building more public parks and children playgrounds.
Therefore
,
people
would have more options for entertainments
besides
going to the shopping
centres
.

In conclusion
, it is true that
a lot of
people
are having debt
problems
, as they
purchase
luxurious stuff and having fancy lifestyles.
Some of the
factors that trigger the
problem
are due to the effect of social media, the increasing number of shopping
malls
and the easier procedure in obtaining
credit
cards
. And to solve the issue, the
government
should
make
a better regulation about
credit
card
usage and build more public facilities;
therefore
people
have more alternative places to visit beside
malls
.
10Linking words, meeting the goal of 7 or more
34Repeated words, meeting the goal of 3 or fewer
5Mistakes
One who speaks only one language is one person, but one who speaks two languages is two people.
Turkish proverb

IELTS essay Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem? v. 14

Essay
  American English
4 paragraphs
375 words
6.0
Overall Band Score
Coherence and Cohesion: 6.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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