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Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem? v.11

Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem? v. 11
Nowadays, people tend to buy a lot of things that they wouldn't need and end up owing huge amounts of money. In this essay, I will discuss the reasons for the same and the preventable actions that needs to be taken to solve this menace. In fact, there are many reasons why people indulge in extravagant spending beyond their means. One of the main reason is that, these days, it has become increasingly convenient to buy materials, with money that we do not own using the credit cards. For instance, it is widely known that credit card debts are the biggest form of debt in the country today. Secondly, people are often lured by the luxury offered by some of these products. That is, even if certain products are available at a smaller cost, individuals prefer to buy the product in the higher price range, just for their brand value and not because of their functionality. Also, people do not keep a track of their spending habits, which traps them to buy things beyond their means. However, there are ways by which we can help improve the situation. The most important one is to educate the masses to keep a track of their spending habit. For example, it is a well-known matter that financially literate people are less likely to fall into credit card and other financial traps because of their awareness and tracking habits. Further, people need to make it a point to spend on things that they badly require. Like the billionaire Warren Buffet's quote "if you start spending on things that you don't need, you would soon start selling things you need". In addition to it, budgeting their income upfront helps a lot in controlling unwanted expenses. In general, Credit card debts and other debts due to the extravagant retail spending, has stripped a lot of people of their freedom and relaxed life. It is increasingly becoming a cause of concern, the world over. But fortunately, there are ways we can take to improve the situation, which needs to be implemented effectively by the state.
Nowadays,
You use this word too often, consider replacing it with
people
tend to
You use this word too often, consider replacing it with
buy
This phrase/word is too simple and can be replaced with:
a lot of
things that they wouldn't
You use this word too often, consider replacing it with
need
and
This phrase/word (depending on the context) can be potentially replaced with :
end
up owing huge amounts of money. In this essay, I will discuss the reasons for the same and the preventable actions that
You use this word too often, consider replacing it with
needs
to
be taken
to solve this menace.

In fact, there are
This phrase/word is too simple and can be replaced with:
many
reasons why
You use this word too often, consider replacing it with
people
indulge in extravagant
You use this word too often, consider replacing it with
spending
beyond their means. One of the main reason is that, these days, it has become
increasingly
convenient to
You use this word too often, consider replacing it with
buy
materials, with money that we do not
This phrase/word (depending on the context) can be potentially replaced with :
own
using the
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
.
For instance
, it is
widely
known that
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
You use this word too often, consider replacing it with
debts
are the biggest form of
You use this word too often, consider replacing it with
debt
in the country
This phrase/word (depending on the context) can be potentially replaced with :
today
.
Secondly
,
You use this word too often, consider replacing it with
people
are
This phrase/word is too simple and can be replaced with:
often
lured by the luxury offered by
This phrase/word is too simple and can be replaced with:
some
of these products.
That is
, even if certain products are available at a smaller cost, individuals prefer to
You use this word too often, consider replacing it with
buy
the product in the higher price range,
This phrase/word is too simple and can be replaced with:
just
for their brand value and not
This phrase/word is too simple and can be replaced with:
because
of their functionality.
Also
,
You use this word too often, consider replacing it with
people
do not
This phrase/word (depending on the context) can be potentially replaced with :
keep
a
This phrase/word (depending on the context) can be potentially replaced with :
track
of their
You use this word too often, consider replacing it with
spending
habits, which traps them to
You use this word too often, consider replacing it with
buy
things beyond their means.

However
, there are ways by which we can
This phrase/word (depending on the context) can be potentially replaced with :
help
This phrase/word (depending on the context) can be potentially replaced with :
improve
the situation. The most
This phrase/word is too simple and can be replaced with:
important
one is to educate the masses to
This phrase/word (depending on the context) can be potentially replaced with :
keep
a
This phrase/word (depending on the context) can be potentially replaced with :
track
of their
You use this word too often, consider replacing it with
spending
habit.
For example
, it is a well-known matter that
financially
literate
You use this word too often, consider replacing it with
people
are less likely to fall into
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
and other financial traps
This phrase/word is too simple and can be replaced with:
because
of their awareness and tracking habits.
Further
,
You use this word too often, consider replacing it with
people
You use this word too often, consider replacing it with
need
to
This phrase/word (depending on the context) can be potentially replaced with :
make
it a point to spend on things that they
badly
require. Like the billionaire Warren Buffet's quote
Use a smart opening quote here: "“".
"
if you
This phrase/word (depending on the context) can be potentially replaced with :
start
You use this word too often, consider replacing it with
spending
on things that you don't
You use this word too often, consider replacing it with
need
, you would
This phrase/word is too simple and can be replaced with:
soon
This phrase/word (depending on the context) can be potentially replaced with :
start
selling things you need
Use a smart closing quote here: "”".
"
.
In addition
to it, budgeting their income upfront
This phrase/word (depending on the context) can be potentially replaced with :
helps
a lot in controlling unwanted expenses.

In general
,
You use this word too often, consider replacing it with
Credit
You use this word too often, consider replacing it with
card
You use this word too often, consider replacing it with
debts
and other
You use this word too often, consider replacing it with
debts
due to the extravagant retail
You use this word too often, consider replacing it with
spending
, has stripped
This phrase/word is too simple and can be replaced with:
a lot of
You use this word too often, consider replacing it with
people
of their freedom and relaxed life. It is
increasingly
becoming a cause of concern, the world over.
This phrase/word is too simple and can be replaced with:
But
fortunately
, there are ways we can take to
This phrase/word (depending on the context) can be potentially replaced with :
improve
the situation, which
You use this word too often, consider replacing it with
needs
to
be implemented
effectively
by the state.
8Linking words, meeting the goal of 7 or more
8Repeated words, meeting the goal of 3 or fewer
8Mistakes
Change your language and you change your thoughts.
Karl Albrecht

IELTS essay Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem? v. 11

Essay
  American English
4 paragraphs
348 words
8
Overall Band Score
Coherence and Cohesion: 8.0
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 8.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 8.0
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 8.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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