When considering school curriculum, people are still divided about whether money management should be taught or not because it is not education’s responsibility. While there are benefits for the disapproving opinion, I would argue that it is better to let children finacially navigate their real world.
The viewpoint that parents’ teaching children how to handle money and finances in lieu of school is understandable for several reasons. First, it is obvious that many young people lack the experience to control their own finances, so their families would be an ideal model for them learn and imitate. Thus, it is crucial that parents use financial problems and tight budgets to address finances and to teach children how to manage their money at the dinner table. Teenage children will also earn a weekly or monthly allowance in budget preparation. Secondly, school curriculum are plenty of academic subjects which requires strenuous effort and full- time concentration; therefore, it is unnecessary for teachers at school to teach students the right way to control the budgets. For example, skills for money management seems to be overlooked if it is added to the current study program which focus on main courses such as math, literature and English.
Although it is a valid point, on the other hand, I believe that it is more beneficial for students to be acknowledged of financial orientation at school because the following rationales. Firstly, children will possibly learn the meaning of financial responsibility through the integrated lessons. For example, moral subject, there are stories that mention characters with insatiable appetite for money, in this way, students can earn the life lesson and reflect themselves to behave well. Or, math period is a case in this point, they are taught to calculate their money and use it appropriately. Secondly, money management should be taught at school as opposed to at home, because today parents are not assured in their ability to teach financial literacy to their children. Many parents themselves haven't ever learned important financial values much less to teach children how to use their budget properly; to make the matter worse, bad financial habits may be passed on to their children. In addition, learning money management at school is methodically built so that it is more reliable for students to acquire and to be able to adapt into the real life.
For the aforementioned above, it seems to me that students are more likely to be successful in the future if they are taught they way to handle money and financial at school rather than in the family.
When considering
school
curriculum,
people
are
still
divided about whether
money
management
should
be taught
or not
because
it is not education’s responsibility. While there are benefits for the disapproving opinion, I would argue that it is better to
let
children
finacially
navigate their real world.
The viewpoint that
parents’
teaching
children
how to handle
money
and finances in lieu of
school
is understandable for several reasons.
First
, it is obvious that
many
young
people
lack the experience to control their
own
finances,
so
their families would be an ideal model for them learn and imitate.
Thus
, it is crucial that
parents
use
financial
problems and tight
budgets
to address finances and to
teach
children
how to manage their
money
at the dinner table. Teenage
children
will
also
earn a weekly or monthly allowance in
budget
preparation.
Secondly
,
school
curriculum are
plenty
of academic subjects which requires strenuous effort and full- time concentration;
therefore
, it is unnecessary for teachers at
school
to
teach
students
the right way to control the
budgets
.
For example
,
skills
for
money
management
seems to
be overlooked
if it is
added
to the
current
study program which focus on main courses such as math, literature and English.
Although it is a valid point,
on the other hand
, I believe that it is more beneficial for
students
to
be acknowledged
of
financial
orientation at
school
because
the following rationales.
Firstly
,
children
will
possibly
learn the meaning of
financial
responsibility through the integrated lessons.
For example
, moral subject, there are stories that mention characters with insatiable appetite for
money
, in this way,
students
can earn the life lesson and reflect themselves to behave well. Or, math period is a case in this point, they
are taught
to calculate their
money
and
use
it
appropriately
.
Secondly
,
money
management
should
be taught
at
school
as opposed to at home,
because
today
parents
are not assured in their ability to
teach
financial
literacy to their
children
.
Many
parents
themselves haven't ever learned
important
financial
values much less to
teach
children
how to
use
their
budget
properly
; to
make
the matter worse,
bad
financial
habits may
be passed
on to their
children
.
In addition
, learning
money
management
at
school
is
methodically
built
so
that it is more reliable for
students
to acquire and to be able to adapt into the real life.
For the aforementioned above, it seems to me that
students
are more likely to be successful in the future if they
are taught
they way to handle
money
and
financial
at
school
rather
than in the family.