Nowadays, cyber hacking and identity theft are causing a large population to worry about their online security. This is happening when more people are using online banking and electronic payment systems for both personal and business purposes. Although this can post a big problem for individuals and businesses alike, there are steps that can be taken to safeguard their personal identity and minimize the threats of becoming a victim of cybercrime. I will mention some of the common problems are being caused by this type of criminal activities. I will also examine several precautions that people can take to make their online activities safer.
Cybercrime can happen in many ways, such as scam emails or scam phone calls tricking people to believe that their bank accounts have been compromised and try to get respondents to disclose their personal information, including but not limited to, their date of birth and online passwords. If people fall for this type of cyber crime, they can stand to lose a lot of money because the criminals will use the information gained to withdraw money from the victim's bank account. Another type of cyber crime is through the use of various methods to gain access to business databases where sensitive and confidential business and customer's information are being stored. There have been many cases that big corporations have their database system hacked into and millions of customer information have been stolen. With this confidential personal information, criminals can inflict a lot of financial damage to people, like getting credit cards with the victim's information, getting bank loan under the victim's identity. All these types of criminal activities are causing people to lose confidence in online banking and business activities meanwhile both governments and businesses are trying to convince people to rely on their online systems more than ever before. Many multi-national corporations had been fined for big amount of money for failing to protect their customers' information from cyber hackers. This type of cybercrime has been causing business a lot of money, not only in the fines that they need pay, but also the huge amount of money that they have to invest in cyber-security to protect their electronic information.
Undoubtedly, this kind of cybercrime is very damaging and wide spreading, there are many steps that can be taken to make it more difficult for these cyber criminals to success. One of the easiest steps is to make your online passwords more difficult for other people to guess, for example, never use your own names or birthdays as your passwords. Alternatively, people should make it as a habit to change their online passwords on a regular basis. Most importantly, people should always verify that the emails and/or phone calls that are demanding the disclosure of their personal information are legit. Furthermore, It is always a better idea to either call back to your bank's or business's published phone number to make sure that you talk to the right officials before giving away any information. Ultimately, businesses should also do a better job in building a stronger and more robust online security system to protect their customers' personal information.
In conclusion, cybercrime hacking and identity theft may be happening more often than people would like, but it can certainly be prevented with proper public education and people treating their personal information more carefully.
Nowadays,
cyber
hacking and
identity
theft are causing a large population to worry about their
online
security. This is happening when more
people
are using
online
banking and electronic payment
systems
for both
personal
and
business
purposes. Although this can post a
big
problem for individuals and
businesses
alike, there are steps that can
be taken
to safeguard their
personal
identity
and minimize the threats of becoming a victim of cybercrime. I will mention
some of the
common problems are
being caused
by this
type
of
criminal
activities
. I will
also
examine several precautions that
people
can take to
make
their
online
activities
safer.
Cybercrime can happen in
many
ways, such as scam emails or scam phone calls tricking
people
to believe that their bank accounts have
been compromised
and try to
get
respondents to disclose their
personal
information
, including
but
not limited to, their date of birth and
online
passwords
. If
people
fall for this
type
of
cyber
crime, they can stand to lose
a lot of
money
because
the
criminals
will
use
the
information
gained to withdraw
money
from the victim's bank account. Another
type
of
cyber
crime is through the
use
of various methods to gain access to
business
databases where sensitive and confidential
business
and customer's
information
are
being stored
. There have been
many
cases that
big
corporations have their database
system
hacked into and millions of customer
information
have
been stolen
. With this confidential
personal
information
,
criminals
can inflict
a lot of
financial damage to
people
, like getting credit cards with the victim's
information
, getting bank loan under the victim's
identity
. All these
types
of
criminal
activities
are causing
people
to lose confidence in
online
banking and
business
activities
meanwhile both
governments
and
businesses
are trying to convince
people
to rely on their
online
systems
more than ever
before
.
Many
multi-national corporations had
been fined
for
big
amount of
money
for failing to protect their customers'
information
from
cyber
hackers. This
type
of cybercrime has been causing
business
a lot of
money
, not
only
in the fines that they need pay,
but
also
the huge amount of
money
that they
have to
invest in cyber-security to protect their electronic information.
Undoubtedly
, this kind of cybercrime is
very
damaging and wide spreading, there are
many
steps that can
be taken
to
make
it more difficult for these
cyber
criminals
to success. One of the easiest steps is to
make
your
online
passwords
more difficult for other
people
to guess,
for example
, never
use
your
own
names or birthdays as your
passwords
.
Alternatively
,
people
should
make
it as a habit to
change
their
online
passwords
on a regular basis. Most
importantly
,
people
should always verify that the emails and/or phone calls that are demanding the disclosure of their
personal
information
are legit.
Furthermore
, It is always a better
idea
to either call back to your bank's or business's published phone number to
make
sure that you talk to the right officials
before
giving away any
information
.
Ultimately
,
businesses
should
also
do a better job in building a stronger and more robust
online
security
system
to protect their customers'
personal
information.
In conclusion
, cybercrime hacking and
identity
theft may be happening more
often
than
people
would like,
but
it can
certainly
be
prevented
with proper public education and
people
treating their
personal
information
more
carefully
.