In the current scenario, technology completely transformed our lives. In that context, some believe that having credit cards made our life easy, while another group of thinkers believe that it's a burden when a person cannot pay returns. However, both have its pros and cons. Therefore, before commenting on my decision, both the opinions would be discussed.
Examining the former opinion, the primary argument that supporters put forward is that credit cards are easily accessible. By this, I mean that nowadays every shop has a swiping machine by which everyone can make their payments through that effortlessly. In addition to that, they also believe that now people do not have to concern about the bills. As it has been seen that people in past eliminate essential things from their grocery due to the lack of money, but now they don't have to take tension about it. Since an individual can make high-end payment within a swipe.
On the contrary, later view suggests that sometimes it gets expensive. By this, I mean that people forgot to pay those bills in a limited period of time and as a result of this, they have to face some repercussions like 10percent increase in their payable amount or sometimes they seize their bank accounts. Although, I understand that it is a job, but they understand the sentiments of that person. In fact, they should give them a period of time of 2-3 days in order to reimburse that money.
In conclusion, I want to say that credit card comes with a lot of privileges and a person who is using it, must know his/her capability to pay it back. 
In the  
current
 scenario, technology completely transformed our  
lives
. In that context,  
some
 believe that having credit cards made our life easy, while another group of thinkers  
believe
 that it's a burden when a person cannot pay returns.  
However
, both have its pros and cons.  
Therefore
,  
before
 commenting on my decision, both the opinions would  
be discussed
.
Examining the former opinion, the primary argument that supporters put forward is that credit cards are  
easily
 accessible. By this, I mean that nowadays every shop has a swiping machine by which everyone can  
make
 their payments through that  
effortlessly
.  
In addition
 to that, they  
also
 believe that  
now
  people
 do not  
have to
 concern about the bills. As it has been  
seen
 that  
people
 in past eliminate essential things from their grocery due to the lack of money,  
but
  now
 they don't  
have to
 take tension about it.  
Since
 an individual can  
make
 high- 
end
 payment within a swipe. 
On the contrary
, later view suggests that  
sometimes
 it  
gets
 expensive. By this, I mean that  
people
 forgot to pay those bills in a limited period of time and  
as a result
 of this, they  
have to
 face  
some
 repercussions like 10percent increase in their payable amount or  
sometimes
 they seize their bank accounts. Although, I understand that it is a job,  
but
 they understand the sentiments of that person. In fact, they should give them a period of time of 2-3 days in order to reimburse that money. 
In conclusion
, I want to say that credit card  
comes
 with  
a lot of
 privileges and a person who is using it,  
must
 know his/her capability to pay it back.