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1. Hometown2. Describe something you own which is very important to you. You should say: What you use it for How long you have had it Where you got it from And explain why it is so important to you. 3. Talking about an important event in your life advertis v.1

1. Hometown2. Describe something you own which is very important to you. You should say: What you use it for How long you have had it Where you got it from And explain why it is so important to you. 3. Talking about an important event in your life advertis v. 1
The usage of cashless payments has indeed surpassed the traditional method of payments such as paper money and metal currencies in popularity. This essay will elucidate the pocket-friendly feature as a primary advantage, and then describe how it paves the way for frauds both online and offline. To start with, the easiest method to take a huge sum of money is in the form of credit and debit cards. Nowadays, people prefer to carry a card with them rather than having a heavy wallet or bag. Moreover, due to recent technological advancements, the financial bodies have provided the option of online access to the cards through mobile phones and computer applications such as Google and Apple pay. To make it effective, banks and credit companies have been investing on a large scale to develop new features in plastic money. For example, recently a new chip has been inserted into cards to make the transactions quicker just by tapping it on the payment machine. This way, customers would not have to wait in long queues. Thus, plastic money has proved to be more convenient in usage than paper currency. However, the major drawback of the modern currency is that it hikes the chances of fraudulent activities in this cashless world. To elucidate, hackers can steal all the personal details after decrypting the banking codes, and it takes solely a few moments to transfer the money to their card. Furthermore, thieves could withdraw thousands of dollars, if they find out any lost card. Not only this, cybercriminals can also create the cloning of plastic money and can misuse it without being known to the owner. According to the report of the World Bank, every year 5 percent of people are deceived by fraudsters through fake cards worldwide. Hence, it has become a matter of concern for financial organizations to introduce new safety measures for capital protection. To conclude, undoubtedly digital payments have raised the level of banking industry by inserting the plastic cards to the public’s pocket. However, there are still huge threats to this innovation from online criminals and thieves. Thus, a highly encrypted and technically secured system would be required.
The usage of cashless
payments
has
indeed
surpassed the traditional method of
payments
such as paper
money
and metal currencies in popularity. This essay will elucidate the pocket-friendly feature as a primary advantage, and then
describe
how it paves the way for frauds both online and offline.

To
start
with, the easiest method to take a huge sum of
money
is in the form of credit and debit
cards
. Nowadays,
people
prefer to carry a
card
with them
rather
than having a heavy wallet or bag.
Moreover
, due to recent technological advancements, the financial bodies have provided the option of online access to the
cards
through mobile phones and computer applications such as Google and
Apple pay
. To
make
it effective, banks and credit
companies
have been investing on a large scale to develop new features in
plastic
money
.
For example
, recently a new chip has
been inserted
into
cards
to
make
the transactions quicker
just
by tapping it on the
payment
machine. This way, customers would not
have to
wait in long queues.
Thus
,
plastic
money
has proved to be more convenient in usage than paper currency.

However
, the major drawback of the modern currency is that it hikes the chances of fraudulent activities in this cashless world. To elucidate, hackers can steal all the personal
details
after decrypting the banking codes, and it takes
solely
a few moments to transfer the
money
to their
card
.
Furthermore
, thieves could withdraw thousands of dollars, if they find out any lost
card
. Not
only
this, cybercriminals can
also
create the cloning of
plastic
money
and can misuse it without
being known
to the owner. According to the report of the World Bank, every year 5 percent of
people
are deceived
by fraudsters through fake
cards
worldwide.
Hence
, it has become a matter of concern for financial organizations to introduce new safety measures for capital protection.

To conclude
,
undoubtedly
digital
payments
have raised the level of banking industry by inserting the
plastic
cards
to the public’s pocket.
However
, there are
still
huge threats to this innovation from online criminals and thieves.
Thus
, a
highly
encrypted and
technically
secured system would
be required
.
16Linking words, meeting the goal of 7 or more
22Repeated words, meeting the goal of 3 or fewer
1Mistakes
The joy of knowing a foreign language is inexpressible. I find it really difficult to express such joy in my mother tongue.
Munia Khan

IELTS essay 1. Hometown2. Describe something you own which is very important to you. You should say: What you use it for How long you have had it Where you got it from And explain why it is so important to you. 3. Talking about an important event in your life advertis v. 1

Essay
  American English
4 paragraphs
360 words
6.5
Overall Band Score
Coherence and Cohesion: 6.0
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 7.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
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    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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