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You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month.

You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month. VQ3YJ
Dear Branch Manager, Myself Dipesh Solanki and I am maintaining the loan account no: XXX22233 with your branch for my car loan amounting to Rs. 3, 00, 000/- borrowed from your Bank and repayable along with applicable floating interest rates within 5 years at the equal monthly instalments of Rs. 7, 280/-. I am using that car as an Uber cab service for my livelihood. However due to the Covid-19 pandemic and resultant lock down imposed by the Government, the public transport has come to an abrupt halt, so as my earnings. Given that the majority of the people are staying at home due to safety reasons and most of the employees are having their work from home, the use of cab services has become minimal this month. Considering the above reasons, I do not have enough sources of Income this month and I may not be able to pay the loan instalment for this month. Nonetheless, I believe that the public transport will normalise from next month observing that Covid-19 curve is flattening. Apart from that, as an alternative solution for earning, I have also started working part time with BPO Company. Therefore, I am confident that I will be able to resume the instalments as per the agreed schedule from the next month onward. Thanking You! Regards, Dipesh Solanki
Dear Branch Manager,

Myself
Possible spelling mistake found.
Dipesh
Use a comma before 'and' if it connects two independent clauses (unless they are closely connected and short).
Solanki and
I am maintaining the loan account no: XXX22233 with your branch for my car loan amounting to Rs. 3, 00, 000/- borrowed from your Bank and repayable along with applicable floating interest rates within 5 years at the equal monthly
Possible spelling mistake. 'instalments' is British English.
instalments
of Rs. 7, 280/-.

I am using that car as an Uber cab service for my livelihood.
Did you forget a comma after a conjunctive/linking adverb?
However
due to the Covid-19 pandemic and resultant lock down imposed by the
This phrase/word (depending on the context) can be potentially replaced with :
Government
, the public transport has
This phrase/word (depending on the context) can be potentially replaced with :
come
to an abrupt halt,
This phrase/word is too simple and can be replaced with:
so
as my earnings.
This phrase/word (depending on the context) can be potentially replaced with :
Given
that the majority of the
This phrase/word (depending on the context) can be potentially replaced with :
people
are staying at home due to safety reasons and most of the employees are having their work from home, the
This phrase/word (depending on the context) can be potentially replaced with :
use
of cab services has become minimal this month.

Considering the above reasons, I do not have
This phrase/word is too simple and can be replaced with:
enough
sources of Income this month and I may not be able to pay the loan
Possible spelling mistake. 'instalment' is British English.
instalment
for this month.

Nonetheless, I believe that the public transport will
Possible spelling mistake. 'normalise' is British English.
normalise
from
next
month observing that Covid-19 curve is flattening. Apart from that, as an alternative solution for earning, I have
also
This phrase/word (depending on the context) can be potentially replaced with :
started
working
This word is normally spelled with hyphen.
part time
with BPO
This phrase/word (depending on the context) can be potentially replaced with :
Company
.
Therefore
, I am confident that I will be able to resume the
Possible spelling mistake. 'instalments' is British English.
instalments
as per the
This phrase/word (depending on the context) can be potentially replaced with :
agreed
schedule from the
next
month onward.

Thanking You!

Regards,

Possible spelling mistake found.
Dipesh
Possible spelling mistake found.
Solanki
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IELTS letter You have borrowed money from your bank. You agreed to repay a fixed amount every month. However, it will be difficult to pay any money back this month.

Letter
  American English
8 paragraphs
220 words
5.5
Overall Band Score
Coherence and Cohesion: 6.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • ?
    Include an introduction and conclusion
  • ?
    Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • ?
    Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 5.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 5.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • ?
    Support ideas with relevant, specific examples
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