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The reason the most individual are in debt is due to the over use as well as irresponsible use of credit cards

The reason the most individual are in debt is due to the over use as well as irresponsible use of credit cards bYx2P
Unreasonable, and excessive use of credit cards push anyone in the debt. Some people argue that before issuing credit cards incapability and financial conditions must considerably checked by finance companies. Although, I agree with this view, in my opinion, this may not work in all terms because other factors also affect the dues of credit cards which are totally out of control of bank. Ignorance and lack of knowledge regarding the use of credit cards can push consumers in debit trends. Still, the demand of credit cards continues to increase. This is because people seem credit cards a mean to improve their lifestyles. They more borrow than they should as credit cards is easy to use and readily Acceptable at many places. Unfortunately, some people cannot pay off the debt and get into the Financial trouble. Banks usually won't offer credit card facilities how long they are not fully satisfied with customers financial conditions. They always check credit history and present banking statements which help them to unexpected losses and unfair situations. this means that financial company's first check financial statements before providing the credit cards to anyone. To illustrate, Hdfc bank gives credit facilities to its customers only when there is no any bouncing statement to maintain in the current account. Other factors such as unpredictable conditions. If a customer falls ill and loses its job and fail to pay back the dues of credit cards. Thus, these unpleasant situations would not be judged in advance. therefore, there is no permanent and stable measure to examine the stability of repayment of banks and finance companies. To conclude, banks should actively consider the financial stability and credit history of customers, at the same time, customers also use the credit cards in a rational way to keep them safe from unexpected debts.
Unreasonable, and excessive
This phrase/word (depending on the context) can be potentially replaced with :
use
of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
push anyone in the debt.
This phrase/word is too simple and can be replaced with:
Some
This phrase/word (depending on the context) can be potentially replaced with :
people
argue that
This phrase/word is too simple and can be replaced with:
before
issuing
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
incapability and
You use this word too often, consider replacing it with
financial
conditions
This phrase/word (depending on the context) can be potentially replaced with :
must
considerably
This phrase/word (depending on the context) can be potentially replaced with :
checked
by finance
This phrase/word (depending on the context) can be potentially replaced with :
companies
. Although, I
This phrase/word (depending on the context) can be potentially replaced with :
agree
with this view, in my opinion, this may not work in all terms
This phrase/word is too simple and can be replaced with:
because
other factors
also
affect the dues of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
which are
totally
out of control of bank.

Ignorance and lack of knowledge regarding the
This phrase/word (depending on the context) can be potentially replaced with :
use
of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
can push consumers in debit trends.
Still
, the demand of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
continues to increase. This is
This phrase/word is too simple and can be replaced with:
because
This phrase/word (depending on the context) can be potentially replaced with :
people
seem
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
a mean to
This phrase/word (depending on the context) can be potentially replaced with :
improve
their lifestyles. They more borrow than they should as
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
is easy to
This phrase/word (depending on the context) can be potentially replaced with :
use
and
Please add a punctuation mark at the end of paragraph
readily


Acceptable at
This phrase/word is too simple and can be replaced with:
many
places. Unfortunately,
This phrase/word is too simple and can be replaced with:
some
This phrase/word (depending on the context) can be potentially replaced with :
people
cannot pay off the debt and
This phrase/word (depending on the context) can be potentially replaced with :
get
into the

Financial trouble.

Banks
usually
won't offer
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
facilities how long they are not
fully
satisfied with
You use this word too often, consider replacing it with
customers
You use this word too often, consider replacing it with
financial
conditions. They always
This phrase/word (depending on the context) can be potentially replaced with :
check
You use this word too often, consider replacing it with
credit
history and present banking statements which
This phrase/word (depending on the context) can be potentially replaced with :
help
them to unexpected losses and unfair situations.
This sentence does not start with an uppercase letter
this
means that
You use this word too often, consider replacing it with
financial
This phrase/word (depending on the context) can be potentially replaced with :
company
's
first
This phrase/word (depending on the context) can be potentially replaced with :
check
You use this word too often, consider replacing it with
financial
statements
This phrase/word is too simple and can be replaced with:
before
providing the
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
to anyone. To illustrate,
Possible spelling mistake found.
Hdfc
bank gives
You use this word too often, consider replacing it with
credit
facilities to its
You use this word too often, consider replacing it with
customers
This phrase/word (depending on the context) can be potentially replaced with :
only
when there is
Did you mean "now" (=at this moment) instead of 'no' (negation)?
no
any bouncing statement to maintain in the
This phrase/word (depending on the context) can be potentially replaced with :
current
account.

Other factors such as unpredictable conditions. If a
You use this word too often, consider replacing it with
customer
falls ill and loses its job and fail to pay back the dues of
You use this word too often, consider replacing it with
credit
cards.

Thus
, these unpleasant situations would not
be judged
in advance.
This sentence does not start with an uppercase letter
therefore
, there is no permanent and stable measure to examine the stability of repayment of banks and finance
This phrase/word (depending on the context) can be potentially replaced with :
companies
.

To conclude
, banks should
actively
consider the
You use this word too often, consider replacing it with
financial
stability and
You use this word too often, consider replacing it with
credit
history of
You use this word too often, consider replacing it with
customers
, at the same time,
You use this word too often, consider replacing it with
customers
also
This phrase/word (depending on the context) can be potentially replaced with :
use
the
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
Consider replacing "in a rational way" with the adverb for "rational"; e.g., "in a hasty manner" with "hastily".
in a rational way
to
This phrase/word (depending on the context) can be potentially replaced with :
keep
them safe from unexpected debts.
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IELTS essay The reason the most individual are in debt is due to the over use as well as irresponsible use of credit cards

Essay
  American English
7 paragraphs
301 words
5.5
Overall Band Score
Coherence and Cohesion: 5.0
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.0
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 5.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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