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The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write at least 250 words.

Cash is a ongoing concept from past many years, where people used to exchange goods instead of buying them in olden days. People are habituated to use the cash, where they can store them easily. But calculations involved will be tricky using manual records Coming to Credit card, it is new payment method built on new emerging technology to overcome the drawbacks of using cash. Where the transactions and bills are computerized in database. Credit card is issued by a bank where customers can directly approach the bank to avail it. Both the payment methods having pros and cons, where explain below. Cash can be used easily in transactions but it is difficult to carry huge amount of cash or store it. Even cash cannot be calculated or counted easily however Cash counters arrived into the picture. Credit card is an electronic payment method issued based on financial history of a person, where merchant should have swiping machine to accept the payment via Credit card. It is easy to carry and store. We can also check the bill and transaction amount in an electronically generated statement which is sent to Home by Bank. For example a person wants to buy a product worth of $10, 000, he needs to do a cash transcation which resulting in counting the paper currency of different value, where here it may leads to wrong count and waste of time. Suppose if that person had Credit card, he directly buys a product using it with out any delay with hassle-free method. Considering the above points, we can summarize that Credit card has more benefits than Cash. As world is more depending on technology.
Cash
is
a
ongoing concept from past
many
years, where
people
used
to exchange
goods
instead
of buying them in olden days.
People
are habituated
to
use
the
cash
, where they can store them
easily
.
But
calculations involved will be tricky using manual
records


Coming to
Credit
card
, it is new
payment
method built on new emerging technology to overcome the drawbacks of using
cash
. Where the transactions and bills
are computerized
in database.
Credit
card
is issued
by a bank where customers can
directly
approach the bank to avail it.

Both the
payment
methods having pros and cons, where
explain
below.

Cash can be
used
easily
in transactions
but
it is difficult to carry huge amount of
cash
or store it. Even
cash
cannot
be calculated
or counted
easily
however
Cash
counters arrived into the picture.

Credit
card
is an electronic
payment
method issued based on financial history of a person, where merchant should have swiping machine to accept the
payment
via
Credit
card
. It is easy to carry and store. We can
also
check
the bill and transaction amount in an
electronically
generated statement which is
sent
to Home by Bank.

For example
a person wants to
buy
a product worth of $10, 000, he needs to do a
cash
transcation
which resulting in counting the paper currency of
different
value, where here it may
leads
to
wrong
count and waste of time. Suppose if that person had
Credit
card
, he
directly
buys
a product using it
with out
any delay with hassle-free method.

Considering the above points, we can summarize that
Credit
card
has more benefits than
Cash
.
As
world is more depending on technology.
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IELTS essay The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit?

Essay
  American English
7 paragraphs
278 words
5.5
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.0
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
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    Currently is not available
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