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some people get into debt by buying things they don't need and can't afford. What are the reasons for this behavior? What actions can be taken to prevent people from having this problem?

some people get into debt by buying things they don't need and can't afford. What are the reasons for this behavior? What actions can be taken to prevent people from having this problem? jMmw
Several people become debtors by purchasing unwanted and expensive things which are beyond their financial status. Reason being easy access to credit cards and this can be checked by financial institutions by controlling the issuance and repayment on credit cards. Due to the heedless distribution of credit cards by banks, majority of the people have credit cards and this leads them to do thoughtless shopping. Having access to credit cards make people to buy things which are not required at that moment. Lots of people purchase items on impulse whether it is necessary or not, especially when it is an item that is trending. For instance, people just want to buy the latest phones even when they have functional phones, and they do not mind becoming debtors after such purchases. This type of behavior can be ruled out by the financial companies by taking different measures before issuing a debit card and also at the time of repayment. Both government and private financial sectors should follow strict rules ad regulations before the allotment of smart cards. These companies should check the financial background of people and their credibility to make repayment without any problem later, companies should be very particular at the time of taking back the money from their customers. All in all, a majority of people are not shying away from becoming debtors, by making costly and unnecessary purchases. The reason for this can be the possession of plastic-money. Which they can pay later. To avoid people from doing mindless shopping banks should impose strict rules on the smart card distribution and its repayment.
Several
You use this word too often, consider replacing it with
people
become debtors by purchasing unwanted and expensive things which are beyond their
You use this word too often, consider replacing it with
financial
status. Reason being easy access to
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
and this can be
This phrase/word (depending on the context) can be potentially replaced with :
checked
by
You use this word too often, consider replacing it with
financial
institutions by controlling the issuance and
You use this word too often, consider replacing it with
repayment
on
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
. Due to the heedless distribution of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
by banks,
It seems that an article is missing.
majority of
the
You use this word too often, consider replacing it with
people
have
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
and this leads them to do thoughtless shopping. Having access to
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
This phrase/word (depending on the context) can be potentially replaced with :
make
You use this word too often, consider replacing it with
people
to
This phrase/word (depending on the context) can be potentially replaced with :
buy
things which are not required at that moment. Lots of
You use this word too often, consider replacing it with
people
This phrase/word (depending on the context) can be potentially replaced with :
purchase
items on impulse whether it is necessary or not,
especially
when it is an item
that is
trending.
For instance
,
You use this word too often, consider replacing it with
people
This phrase/word is too simple and can be replaced with:
just
want to
This phrase/word (depending on the context) can be potentially replaced with :
buy
the latest phones even when they have functional phones, and they do not mind becoming debtors after such
This phrase/word (depending on the context) can be potentially replaced with :
purchases
. This type of behavior can
be ruled
out by the
You use this word too often, consider replacing it with
financial
This phrase/word (depending on the context) can be potentially replaced with :
companies
by taking
This phrase/word is too simple and can be replaced with:
different
measures
This phrase/word is too simple and can be replaced with:
before
issuing a debit
You use this word too often, consider replacing it with
card
and
also
at the time of
You use this word too often, consider replacing it with
repayment
. Both
This phrase/word (depending on the context) can be potentially replaced with :
government
and private
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financial
sectors should follow strict
Apostrophe might be missing. Did you mean "rules'" or "rule's"?
rules
ad regulations
This phrase/word is too simple and can be replaced with:
before
the allotment of smart
You use this word too often, consider replacing it with
cards
. These
This phrase/word (depending on the context) can be potentially replaced with :
companies
should
This phrase/word (depending on the context) can be potentially replaced with :
check
the
You use this word too often, consider replacing it with
financial
background of
You use this word too often, consider replacing it with
people
and their credibility to
This phrase/word (depending on the context) can be potentially replaced with :
make
You use this word too often, consider replacing it with
repayment
without any problem later,
This phrase/word (depending on the context) can be potentially replaced with :
companies
should be
This phrase/word is too simple and can be replaced with:
very
particular at the time of taking back the money from their customers. All in all, a majority of
You use this word too often, consider replacing it with
people
are not shying away from becoming debtors, by making costly and unnecessary
This phrase/word (depending on the context) can be potentially replaced with :
purchases
. The reason for this can be the possession of plastic-money. Which they can pay later. To avoid
You use this word too often, consider replacing it with
people
from doing mindless shopping banks should impose strict
This phrase/word (depending on the context) can be potentially replaced with :
rules
on the smart
You use this word too often, consider replacing it with
card
distribution and its
You use this word too often, consider replacing it with
repayment
.
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IELTS essay some people get into debt by buying things they don't need and can't afford. What are the reasons for this behavior? What actions can be taken to prevent people from having this problem?

Essay
  American English
1 paragraphs
266 words
6.0
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 5.5
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
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    Currently is not available
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