While some persons are of the opinion and I personally agree that holding physical money is not important and that all forms of bills should be paid online, many are of the claim that the use of paper money still has its merits. This essay will help to explain further.
On the one hand, lack of network in some regions is the main reason while some people are of the belief that the use of cash still has its benefits. They are of the suggestion that not all areas around the globe have networks to carry out online transactions and therefore the need to hold capital. For example, only about half of the world's population make use of the internet, as reported by the daily magazine early this year. Due to the fact that the use of the internet is not common around the world, they opine that the use of cash would still be beneficial in some regions.
On the other hand, others would argue and I concur that payments should be digital because it is convenient. This is because, unlike with using cash where one would need to join long queues in the banking hall in other to withdraw their funds, bills can be made within seconds using one's mobile device. For instance, the result of a study carried out by a professor of finance showed that a significant proportion of individuals prefer the use of online banking relative to holding physical capital because of its convenience. Due to the fact that payment for goods and items can be made easily and with less stress, I am of the notion that payments should be made digitally.
In conclusion, despite the fact that many prefer the use of physical cash because of the lack of cellular service in some parts of the world, I strongly belief that the use of online payment platforms is more convenient. 
While  
some
 persons are of the opinion and I  
personally
  agree
 that holding physical money is not  
important
 and that all forms of bills should  
be paid
  online
,  
many
 are of the claim that the  
use
 of paper money  
still
 has its merits. This essay will  
help
 to  
explain
  further
.
On the one hand, lack of network in  
some
 regions is the main reason while  
some
  people
 are of the belief that the  
use
 of  
cash
  still
 has its benefits. They are of the suggestion that not all areas around the globe have networks to carry out  
online
 transactions and  
therefore
 the need to hold capital.  
For example
,  
only
 about half of the world's population  
make
  use
 of the internet, as reported by the daily magazine early this year. Due to the fact that the  
use
 of the internet is not common around the world, they opine that the  
use
 of  
cash
 would  
still
 be beneficial in  
some
 regions. 
On the other hand
, others would argue and I concur that  
payments
 should be digital  
because
 it is convenient. This is  
because
, unlike with using  
cash
 where one would need to  
join
 long queues in the banking hall in other to withdraw their funds, bills can  
be made
 within seconds using one's mobile device.  
For instance
, the result of a study carried out by a professor of finance  
showed
 that a significant proportion of individuals prefer the  
use
 of  
online
 banking relative to holding physical capital  
because
 of its convenience. Due to the fact that  
payment
 for  
goods
 and items can  
be made
  easily
 and with less  
stress
, I am of the notion that  
payments
 should  
be made
  digitally
. 
In conclusion
, despite the fact that  
many
 prefer the  
use
 of physical  
cash
  because
 of the lack of cellular service in  
some
 parts of the world, I  
strongly
 belief that the  
use
 of  
online
  payment
 platforms is more convenient.