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Precautionary measures to be taken by banks to protect customers overuse credit cards

Precautionary measures to be taken by banks to protect customers overuse credit cards anXd
Careless and irresponsible use of credit cards push many people into debt. Banks should ensure the customers' ability to repay their debts before issuing credit cards to them and I agree with this view. Firstly this essay will look at why banks should ascertain the credit history of customers and secondly investigate the financial stability of users. In the first place, banks verify the customer's credit history based credit score or credit report, in which certain events like old credit information, interest rates etc are not included. As a result there would not be a clear picture of customer's credit history which in turn disables banks to assess the debt repaying ability of a customer. For example, a bankruptcy that is more than 10 years old would not be listed on the credit report. In order overcome these issues banks should impose additional measures. On the other hand, Banks should review the financial stability of customers. In case of self employed and students the monthly income may vary. For instance A freelancer income is variable. At the same time this could bring them to delay the payments. Late payments put forth to high interest rates conversely this will add on to debts. On the grounds banks should determine the appropriate rules and regulations. In conclusion, certain precautionary measures undertaken by banks would surely control the dangerous tendency using credit cards indiscriminately.
Careless and irresponsible
This phrase/word (depending on the context) can be potentially replaced with :
use
of
You use this word too often, consider replacing it with
credit
cards push
This phrase/word is too simple and can be replaced with:
many
This phrase/word (depending on the context) can be potentially replaced with :
people
into
You use this word too often, consider replacing it with
debt
.
You use this word too often, consider replacing it with
Banks
should ensure the customers' ability to repay their
You use this word too often, consider replacing it with
debts
This phrase/word is too simple and can be replaced with:
before
issuing
You use this word too often, consider replacing it with
credit
cards to them and I
This phrase/word (depending on the context) can be potentially replaced with :
agree
with this view.
Firstly
this essay will look at why
You use this word too often, consider replacing it with
banks
should ascertain the
You use this word too often, consider replacing it with
credit
history of customers and
secondly
investigate the financial stability of users.

In the
first
place,
You use this word too often, consider replacing it with
banks
verify the customer's
You use this word too often, consider replacing it with
credit
history based
You use this word too often, consider replacing it with
credit
score or
You use this word too often, consider replacing it with
credit
report, in which certain
This phrase/word (depending on the context) can be potentially replaced with :
events
like
This phrase/word is too simple and can be replaced with:
old
You use this word too often, consider replacing it with
credit
information, interest rates etc are not included.
“As” at the beginning of a sentence usually requires a 2nd clause. Maybe a comma, question or exclamation mark is missing, or the sentence is incomplete and should be joined with the following sentence.
As
a result there would not be a
This phrase/word (depending on the context) can be potentially replaced with :
clear
picture of customer's
You use this word too often, consider replacing it with
credit
history which in turn disables
You use this word too often, consider replacing it with
banks
to assess the
You use this word too often, consider replacing it with
debt
repaying ability of a customer.
For example
, a bankruptcy
that is
more than 10 years
This phrase/word is too simple and can be replaced with:
old
would not
be listed
on the
You use this word too often, consider replacing it with
credit
report. In order overcome these issues
You use this word too often, consider replacing it with
banks
should impose additional measures.

On the other hand
,
You use this word too often, consider replacing it with
Banks
should review the financial stability of customers. In case of
This word is normally spelled with hyphen.
self employed
and students the monthly income may vary.
For instance
A freelancer income is variable. At the same time this could bring them to delay the payments. Late payments put forth to high interest rates
conversely
this will
This phrase/word (depending on the context) can be potentially replaced with :
add
on to
You use this word too often, consider replacing it with
debts
. On the grounds
You use this word too often, consider replacing it with
banks
should determine the appropriate
This phrase/word (depending on the context) can be potentially replaced with :
rules
and regulations.

In conclusion
, certain precautionary measures undertaken by
You use this word too often, consider replacing it with
banks
would
surely
control the
This phrase/word is too simple and can be replaced with:
dangerous
tendency using
You use this word too often, consider replacing it with
credit
cards
indiscriminately
.
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IELTS essay Precautionary measures to be taken by banks to protect customers overuse credit cards

Essay
  American English
4 paragraphs
231 words
This writing has been penalized,
text can't be
less than 250 words in Task 2
and less than 150 words in Task 1
5.0
Overall Band Score
Coherence and Cohesion: 6.0
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.5
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
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    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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