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People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages

Over the last few decades, we have familiarized ourselves with the use of advanced payment methods. Nowadays we all are using credit cards to pay our monthly expenses instead of cash. In my opinion, the pros of the given statement have far outweighed the cons. The first main advantage to prove my point is that we do not need to carry any cash with us while making any purchase because now all the store accepts advance payment methods like a credit card as well as there is no any risk to stolen cash. For example, a few years back when we have to buy such expensive things such as a laptop or T. V we have to carry a good amount of cash with us and that is so risky while these days credit card replaced everything. As a result, people are now making their purchases anytime and anywhere. Another advantage is the process to get a credit card is now simple and quick as well as we can build our credit score with the usage of a credit card. For example, with a good credit score, we can easily buy things such as a house or car. Moreover, we just need to make payment before the due date. The disadvantage of a credit card is paying a high-interest rate. If you carry a balance from month-to-month and it will damage your credit. In addition to this, once your credit is down it will give you hard time getting a good credit score. In conclusion, people are using this kind of advance payment method in their daily life. With a credit card, you can buy anything without having cash and in a simple way while there is a high-interest rate with credit card purchase. In my opinion, the advantages outweigh the disadvantages.
Over the last few decades, we have familiarized ourselves with the
This phrase/word (depending on the context) can be potentially replaced with :
use
of advanced
You use this word too often, consider replacing it with
payment
methods. Nowadays we all are using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
to pay our monthly expenses
instead
of
You use this word too often, consider replacing it with
cash
. In my opinion, the pros of the
This phrase/word (depending on the context) can be potentially replaced with :
given
statement have far outweighed the cons.

The
first
main advantage to prove my point is that we do not need to carry any
You use this word too often, consider replacing it with
cash
with us while making any
This phrase/word (depending on the context) can be potentially replaced with :
purchase
This phrase/word is too simple and can be replaced with:
because
This phrase/word (depending on the context) can be potentially replaced with :
now
all the store accepts advance
You use this word too often, consider replacing it with
payment
methods like a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
as well
as there is
Did you mean "now" (=at this moment) instead of 'no' (negation)?
no
any
This phrase/word (depending on the context) can be potentially replaced with :
risk
to stolen
You use this word too often, consider replacing it with
cash
.
For example
, a few years back when we
This phrase/word is too simple and can be replaced with:
have to
This phrase/word (depending on the context) can be potentially replaced with :
buy
such expensive things such as a laptop or T. V we
This phrase/word is too simple and can be replaced with:
have to
carry a
This phrase/word (depending on the context) can be potentially replaced with :
good
amount of
You use this word too often, consider replacing it with
cash
with us and
that is
This phrase/word is too simple and can be replaced with:
so
risky while these days
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
replaced everything.
As a result
,
This phrase/word (depending on the context) can be potentially replaced with :
people
are
This phrase/word (depending on the context) can be potentially replaced with :
now
making their
This phrase/word (depending on the context) can be potentially replaced with :
purchases
anytime and anywhere.

Another advantage is the process to
This phrase/word (depending on the context) can be potentially replaced with :
get
a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
is
This phrase/word (depending on the context) can be potentially replaced with :
now
simple and quick
as well
as we can build our
You use this word too often, consider replacing it with
credit
score with the usage of a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
.
For example
, with a
This phrase/word (depending on the context) can be potentially replaced with :
good
You use this word too often, consider replacing it with
credit
score, we can
easily
This phrase/word (depending on the context) can be potentially replaced with :
buy
things such as a
This phrase/word (depending on the context) can be potentially replaced with :
house
or car.
Moreover
, we
This phrase/word is too simple and can be replaced with:
just
need to
This phrase/word (depending on the context) can be potentially replaced with :
make
You use this word too often, consider replacing it with
payment
This phrase/word is too simple and can be replaced with:
before
the due date.

The disadvantage of a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
is paying a high-interest rate. If you carry a balance from month-to-month and it will damage your
You use this word too often, consider replacing it with
credit
.
In addition
to this, once your
You use this word too often, consider replacing it with
credit
is down it will give you
This phrase/word (depending on the context) can be potentially replaced with :
hard
time getting a
This phrase/word (depending on the context) can be potentially replaced with :
good
You use this word too often, consider replacing it with
credit
score.

In conclusion
,
This phrase/word (depending on the context) can be potentially replaced with :
people
are using this kind of advance
You use this word too often, consider replacing it with
payment
method in their daily life. With a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
, you can
This phrase/word (depending on the context) can be potentially replaced with :
buy
anything without having
You use this word too often, consider replacing it with
cash
and
Consider replacing "in a simple way" with the adverb for "simple"; e.g., "in a hasty manner" with "hastily".
in a simple way
while there is a high-interest rate with
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
This phrase/word (depending on the context) can be potentially replaced with :
purchase
. In my opinion, the advantages outweigh the disadvantages.
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IELTS essay People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages

Essay
  American English
5 paragraphs
302 words
6.5
Overall Band Score
Coherence and Cohesion: 7.0
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.0
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.5
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
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    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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