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People lend a lot of money. Reason? Solution?

People lend a lot of money. Reason? Solution? E3eBM
Recently the tendency of lending money for irrational and expensive purchases is getting more common among people. The motive of buying luxury items is not only lead by internal desires but also pushed by the society. By controlling the process of giving debt and introducing finance management subjects at schools, people can turn themselves to a more modest lifestyle. The primary reason for modern people taking debt is dissatisfaction with themselves and trying to keep in trend. By purchasing expensive cars and clothes a person tries to feed his ego and feel respected since it is thought that wealth is an indicator of high status. Besides this, the advertisement is persuading people to buy brandy and fashionable things linking this to happiness. Consequentially, people buy lots of unnecessary things However, the problem can be prevented at the beginning of the lending process by setting strict rules. Analyzing the solvency of a debtor and his purpose for incurring debt can guarantee that the money will be paid back and a person will not be obligatory for a long time. Moreover, children can be educated by parents and at schools to wisely manage their money which will ensure they do not make big mistakes in the future. This way the number of debtors in the country may be reduced which will affect the whole society. To conclude, there are understandable reasons for people taking money for luxuries, but the wise approach to this situation can recover this
Recently the tendency of lending
money
for irrational and expensive
purchases
is getting more common among
people
. The motive of buying luxury items is not
only
lead by internal desires
but
also
pushed by the society. By controlling the process of giving debt and introducing finance management subjects at schools,
people
can turn themselves to a more modest lifestyle.

The primary reason for modern
people
taking debt is dissatisfaction with themselves and trying to
keep
in trend. By purchasing expensive cars and clothes a person tries to feed his ego and feel respected since it is
thought
that wealth is an indicator of high status.
Besides
this, the advertisement is persuading
people
to
buy
brandy and fashionable things linking this to happiness.
Consequentially
,
people
buy
lots of unnecessary things

However
, the problem can be
prevented
at the beginning of the lending process by setting strict
rules
. Analyzing the solvency of a debtor and his purpose for incurring debt can guarantee that the
money
will
be paid
back and a person will not be obligatory for a long time.
Moreover
, children can
be educated
by parents and at schools to
wisely
manage their
money
which will ensure they do not
make
big
mistakes in the future. This way the number of debtors in the country may be
reduced
which will affect the whole society.

To conclude
, there are understandable reasons for
people
taking
money
for luxuries,
but
the wise approach to this situation can recover this
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IELTS essay People lend a lot of money. Reason? Solution?

Essay
  American English
4 paragraphs
244 words
This writing has been penalized,
text can't be
less than 250 words in Task 2
and less than 150 words in Task 1
5.0
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
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