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Nowadays plastic money replacements such as debit and credit cards are extremely popular. Even more that banknotes and coins. Discuss the advantages and disadvantages of this. Include your personal opinion and examples based on your own experience.

Nowadays plastic money replacements such as debit and credit cards are extremely popular. Even more that banknotes and coins. Discuss the advantages and disadvantages of this. Include your personal opinion and examples based on your own experience. awJVP

It is undeniable that nowadays, use of plastic cards are significantly grown than the paper based currency in regular financial treads. Pros of this trend are it is secure and ease to use. Whereas the cons of this phenomenon are overspending and paying additional charges. On the positive side, Primarily, Since all kinds of money cards are secured with personal identification number. Thus, there is no misuse of card by somebody else unless he knows your pin. there is no risk of money getting stolen by theft. Secondly, It is convenient to use and carry. Instead of carrying multiple physical banknote in our wallet, having these cards is quite comfortable. Addition to it, No need of counting cash every time at billing counter as sometime, due to human error, we may pay extra notes. For instance, People who travel abroad frequently for their business, not required to exchange their physical cash to convert it as per destination country. Instead they use their digital cards for expenses in abroad. On the negative side, Unknowingly cardholder may overspend. The reason behind it is psychology of the user. While purchasing, cardholders are not really exchanging or counting money. Therefore, they do not really get feel of spending. To add to it, These cards come with extra costs such as yearly service fee, transaction charges and start-up fee, which is quite sizable amount. To conclude, there are positive and negative aspect of utilizing financial cards over banknotes, However, downside of it is negligible against the benefits it provide.

It is undeniable that nowadays, This phrase/word (depending on the context) can be potentially replaced with :exploit
use
 of plastic You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
 are significantly
Use "(grown)" to make a comparison with this adjective.(grown)
grown
 than the paper based currency in regular financial treads. Pros of this trend are it is secure and This phrase/word (depending on the context) can be potentially replaced with :alleviate
ease
 to This phrase/word (depending on the context) can be potentially replaced with :exploit
use
. Whereas the cons of this phenomenon are overspending and paying additional charges.

On the This phrase/word is too simple and can be replaced with:beneficial
positive
 side, Primarily
, Since all kinds of money You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
are secured
 with personal identification number. Thus
, there is no misuse of You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
card
 by somebody else unless he knows your pin. This sentence does not start with an uppercase letterThere
there
 is no This phrase/word (depending on the context) can be potentially replaced with :hazarddanger
risk
 of money getting stolen by theft. Secondly
, It is convenient to This phrase/word (depending on the context) can be potentially replaced with :exploit
use
 and carry. Instead
 of carrying multiple physical banknote in our wallet, having these You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
 is quite comfortable. Addition to it, No need of counting cash every time at billing counter as sometime, due to human error, we may pay extra notes. For instance
, This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
People
 who travel abroad frequently
 for their business, not required to exchange their physical cash to convert it as per destination country. Did you forget a comma after a conjunctive/linking adverb?Instead,
Instead
 they This phrase/word (depending on the context) can be potentially replaced with :exploit
use
 their digital You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
 for expenses in abroad.

On the This phrase/word is too simple and can be replaced with:adverse
negative
 side, Unknowingly
 cardholder may overspend. The reason behind it is psychology of the user. While purchasing, cardholders are not really
 exchanging or counting money. Therefore
, they do not really
This phrase/word (depending on the context) can be potentially replaced with :acquire
get
 feel of spending. To This phrase/word (depending on the context) can be potentially replaced with :accrue
add
 to it, These You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
This phrase/word (depending on the context) can be potentially replaced with :approacharrive
come
 with extra costs such as yearly service fee, transaction charges and This phrase/word (depending on the context) can be potentially replaced with :initiate
start
-up fee, which is quite sizable amount.

To conclude
, there are This phrase/word is too simple and can be replaced with:beneficial
positive
 and This phrase/word is too simple and can be replaced with:adverse
negative
Possible agreement error. Did you mean "aspects"?aspects
aspect
 of utilizing financial You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
 over banknotes, However
, downside of it is negligible against the benefits it Did you mean "provides"?provides
provide
. 