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Nowadays plastic money replacements such as credit and debit card are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this

Nowadays plastic money replacements such as credit and debit card are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this jMR8
In this advancement of technological era, many people give preference to credit as well as debit cards for payment instead of paying through cash. I will discuss both the views and justify it in the following paragraphs. To begin with, there are plethora of benefits of having electronic payments. The first and foremost merit is that it is safe and convenience to use. To explain it further, people who do payment through cards, they do not have to bring a huge amount of money. It is easy to carry in your wallet and people do not have to worry about their money to be stolen or lost. People who travel to other country or any other place, card maked easy way to buy any products. For instance, Indian people who travel in Australia so they do not have exchange their currency in Australian dollars and without any money they buy any items for them by just using a plastic cards. Due to this it is very convenient and travel a whole journey without hesitating about they do not have money with them. Thus, it is beneficial for having a plastic cards for any transactions. On the other hand, one principle issue of having a electronic cards is vulnerable to fraud. To make it more clear, people who have lost their cards or stolen by the theft or hackers, they could have a financial problems. Theft and hackers can get the information and wiped out the account which has transferred through online and it is just a piece of cake for them tk hacking any account. Take a example of my uncle, he went on a trip 2 years back and lost their credit card and he did not aware about it. Hackers had stolen $5000 from my uncle's account. He came to know when he checked his passbook entry. Consequently, transaction through plastic cards has some demerits. In conclusion, although there are many advantages of transaction with credit and debit cards, it has some demerits and have to be very careful that it does not fall into a wrong hand.
In this advancement of technological era,
many
people
give preference to credit
as well
as debit
cards
for payment
instead
of paying
through
cash. I will discuss both the views and justify it in the following paragraphs.

To
begin
with, there are plethora of benefits of having electronic payments. The
first
and foremost merit is that it is safe and convenience to
use
. To
explain
it
further
,
people
who
do payment
through
cards
, they do not
have to
bring a huge amount of
money
. It is easy to carry in your wallet and
people
do not
have to
worry about their
money
to
be stolen
or lost.
People
who
travel to other country or any other place,
card
maked
easy way to
buy
any products.
For instance
, Indian
people
who
travel in Australia
so
they do not have exchange their currency in Australian dollars and without any
money
they
buy
any items for them by
just
using a plastic
cards
. Due to this it is
very
convenient and travel a whole journey without hesitating about they do not have
money
with them.
Thus
, it is beneficial for having a plastic
cards
for any transactions.

On the other hand
, one principle issue of having
a
electronic
cards
is vulnerable to fraud. To
make
it more
clear
,
people
who
have lost their
cards
or stolen by the theft or hackers, they could have a financial
problems
. Theft and hackers can
get
the information and wiped out the account which has transferred
through
online and it is
just
a piece of cake for them
tk
hacking any account. Take
a
example of my uncle, he went on a trip 2 years back and lost their credit
card and
he did not aware about it. Hackers had stolen $5000 from my uncle's account. He came to know when he
checked
his passbook entry.
Consequently
, transaction
through
plastic
cards
has
some
demerits.

In conclusion
, although there are
many
advantages of transaction with credit and debit
cards
, it has
some
demerits and
have to
be
very
careful that it does not fall into a
wrong
hand.
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IELTS essay Nowadays plastic money replacements such as credit and debit card are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this

Essay
  American English
4 paragraphs
350 words
5.5
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 5.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
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    Currently is not available
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