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most people use mobile apps to pay, does it have more advantages or more disadvantages.

most people use mobile apps to pay, does it have more advantages or more disadvantages. 1Ve0G
In this contemporary era, advancement in technology is leading to individual's life effortless. A plethora of people use online payment for paying bills, shopping and banks which makes everything quite comfortable, however, there are few disadvantages but, the merits outweigh them. To begin with, the E-payment have become common in the recent years, making everyone's life easy and convenient. Bank payments, shopping, electricity bill can be paid with just one tap from their comfort zone, where we do not need to carry cash and stand in long queue to remit a payment. It saves a lot of energy and time, which is necessary in a person's daily hectic schedule. In addition, these online apps provide a discount or cashback for the first transaction. For instance, I used Google pay app to make my first electricity bill and it provided with a cashback of 10 percent, which is not available on the traditional methods, moreover, they consume energy and time. Secondly, the apps have the transaction history saved, consequently, one does not need to calculate or make a record of all the expenditure to maintain budget making the expense management a breeze. There are some drawbacks with the E-payment methods to be enlighten, one of them is elderly are not familiar with the applications and makes it difficult for them to use. In addition, these applications are more likely to be lead to cyber attacks, as the payment bank will not posses a level of security needed to handle the features. As a result, people tend to fall a prey to the hackers, furthermore, the financial information will be saved and have a threat to get exposed or misused when the device is stolen. In conclusion, the security concerns must be improved and enclosed to avoid cyber attacks, however, online transactions are believed to be the easy and convenient way in making everyone's life efforts. The few drawbacks can be mitigated if we follow some adequate precautions. I think the advantages outweigh the disadvantages.
In this contemporary era, advancement in technology is leading to individual's life effortless. A plethora of
people
use
online
payment
for paying bills, shopping and banks which
makes
everything quite comfortable,
however
, there are few disadvantages
but
, the merits outweigh them.

To
begin
with, the E-payment have become common in the recent years, making everyone's life easy and convenient. Bank
payments
, shopping, electricity bill can
be paid
with
just
one tap from their comfort zone, where we do not need to carry cash and stand in long queue to remit a
payment
. It saves
a lot of
energy and time, which is necessary in a person's daily hectic schedule.
In addition
, these online apps provide a discount or cashback for the
first
transaction.
For instance
, I
used
Google pay
app to
make
my
first
electricity bill and it provided with a cashback of 10 percent, which is not available on the traditional methods,
moreover
, they consume energy and time.

Secondly
, the apps have the transaction history saved,
consequently
, one does not need to calculate or
make
a record of all the expenditure to maintain budget making the expense management a breeze.

There are
some
drawbacks with the E-payment methods to be
enlighten
, one of them is elderly are not familiar with the applications and
makes
it difficult for them to
use
.
In addition
, these applications are more likely to be lead to
cyber attacks
, as the
payment
bank will not posses a level of security needed to handle the features.
As a result
,
people
tend to fall a prey to the hackers,
furthermore
, the financial information will
be saved
and have a threat to
get
exposed or misused when the device
is stolen
.

In conclusion
, the security concerns
must
be
improved
and enclosed to avoid
cyber attacks
,
however
, online transactions
are believed
to be the easy and convenient way in making everyone's life efforts. The few drawbacks can
be mitigated
if we follow
some
adequate precautions. I
think
the advantages outweigh the disadvantages.
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IELTS essay most people use mobile apps to pay, does it have more advantages or more disadvantages.

Essay
  American English
5 paragraphs
333 words
6.5
Overall Band Score
Coherence and Cohesion: 6.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 6.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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