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many people nowadays use credit cards instead of cash. What are the reasons for this? Is this a positive or a negative development?

many people nowadays use credit cards instead of cash. What are the reasons for this? Is this a positive or a negative development? G9j3L
In many societies today, credit cards are slowly replacing paper money. This phenomenon can be attributed to certain factors, and this is a very positive development in many communities. The primary reason behind the growing popularity of credit cards is the convenience that they offer. Having one eliminates the need for people to bring cash whenever they are shopping and allows them to complete transactions that are done electronically. In addition, some people appreciate the safety they get from using credit cards. These payment options have an extra layer of security to ensure that the legitimate car holders are the ones making the purchases, minimizing the risk for theft and other fraudulent activities. This gives people peace of mind, knowing that they will not be liable to pay for charges that they did not authorize. In my belief, this trend is also largely positive as people can more easily track their expenses by using this payment method instead of cash. Credit card accounts usually have a limit, and people can instantly view their transactions online to check their available balance and the expenses they have incurred. Additionally, people get certain perks and rewards from regularly using their credit cards. Most banks, in particular, offer rebates and special privileges, such as free food, discounts, airfare mileage, vouchers, and gift checks to card users. Through these, therefore, consumers are actually able to save more money and get the most out of their purchases. In summary, credit cards have a popular means of paying for goods and services worldwide due to a number of reasons. Their growing usage can also be argued to be a positive trend as it allows people to manage their personal finances better and get benefits from using these cards on a regular basis.
In
many
societies
today
,
credit
cards
are
slowly
replacing paper money. This phenomenon can
be attributed
to certain factors, and this is a
very
positive
development in
many
communities.

The primary reason behind the growing popularity of
credit
cards
is the convenience that they offer. Having one eliminates the need for
people
to bring cash whenever they are shopping and
allows
them to complete transactions that
are done
electronically
.
In addition
,
some
people
appreciate the safety they
get
from using
credit
cards
. These payment options have an extra layer of security to ensure that the legitimate car holders are the ones making the
purchases
, minimizing the
risk
for theft and other fraudulent activities.
This
gives
people
peace of mind, knowing that they will not be liable to pay for charges that they did not authorize.

In my belief, this trend is
also
largely
positive
as
people
can more
easily
track
their expenses by using this payment method
instead
of cash.
Credit
card
accounts
usually
have a limit, and
people
can
instantly
view their transactions online to
check
their available balance and the expenses they have incurred.
Additionally
,
people
get
certain perks and rewards from
regularly
using their
credit
cards
. Most banks,
in particular
, offer rebates and special privileges, such as free food, discounts, airfare mileage, vouchers, and gift
checks
to
card
users. Through these,
therefore
, consumers are actually able to save more money and
get
the most out of their
purchases
.

In summary,
credit
cards
have a popular means of paying for
goods
and services worldwide due to a number of reasons. Their growing usage can
also
be argued
to be a
positive
trend as it
allows
people
to manage their personal finances better and
get
benefits from using these
cards
on a regular basis.
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IELTS essay many people nowadays use credit cards instead of cash. What are the reasons for this? Is this a positive or a negative development?

Essay
  American English
4 paragraphs
295 words
6.0
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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