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In the future it is likely that people will no longer use coins or paper money to pay for things, instead everyone will only use plastic cards (credit, debit Store Cards, Web Cards, etc) Would this be a positive or negative development. Discuss…

In the future it is likely that people will no longer use coins or paper money to pay for things, instead everyone will only use plastic cards (credit, debit Store Cards, Web Cards, etc) Would this be a positive or negative development. Discuss… 2xxYM
with the rapid growth of the technology and the global economy, we can predict that the notes and coins will be eradicated by the electronic transaction frameworks in the future. The favourable and adverse effects attached to the plastic cards for making payments would be examined in greater depth by this essay. According to that, Predominant advantage of using debit and credit cards is the ability of making payments in variety of currencies within few seconds, which has huge potential to access global market by people across the world. Other than that it provides greater security and reduce the risk of carrying large sums of money around. For instance, mobile message or call verification is performed by most card companies prior to the large amount of payments. Further it facilitates customers to extract all the transactions they have made in the period within very short time, which could be led to enhance the transparency. However, in despite of electronic payments with enormous benefits, some problems are still being arisen due to various situations. The serious issue is that some individuals with credit and debit cards are easily frauded by hackers and Cybercriminals illegally, which often happens due to card holder’s inadequate knowledge about handling cards properly. Another noticeable disadvantage is that individual’s saving power is reduced since they tend to purchase more and more by spending lots of money from their electronic cards, proven by latest studies. To recapitulate, in the future, people have no choice other than use of this digital payment methods and the detrimental effects that discussed above could be easily managed. That’s why many are still favour in performing transactions via visa and master cards notwithstanding its negligible adverse effects.
with
the rapid growth of the technology and the global economy, we can predict that the notes and coins will
be eradicated
by the electronic transaction frameworks in the future. The
favourable
and adverse effects attached to the plastic
cards
for making
payments
would
be examined
in greater depth by this essay.

According to that, Predominant advantage of using debit and credit
cards
is the ability of making
payments
in variety of currencies within few seconds, which has huge potential to access global market by
people
across the world. Other than that it provides greater security and
reduce
the
risk
of carrying large sums of money around.
For instance
, mobile message or call verification
is performed
by most
card
companies
prior to the large amount of
payments
.
Further
it facilitates customers to extract all the transactions they have made in the period within
very
short time, which could
be led
to enhance the transparency.

However
, in despite of electronic
payments
with enormous benefits,
some
problems are
still
being arisen
due to various situations. The serious issue is that
some
individuals with credit and debit
cards
are
easily
frauded
by hackers and Cybercriminals
illegally
, which
often
happens due to
card
holder’s inadequate knowledge about handling
cards
properly
. Another noticeable disadvantage is that individual’s saving power is
reduced
since they tend to
purchase
more and more by spending lots of money from their electronic
cards
, proven by latest studies.

To recapitulate, in the future,
people
have no choice other than
use
of this digital
payment
methods and the detrimental effects that discussed above could be
easily
managed. That’s why
many
are
still
favour
in performing transactions via visa and master
cards
notwithstanding its negligible adverse effects.
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IELTS essay In the future it is likely that people will no longer use coins or paper money to pay for things, instead everyone will only use plastic cards (credit, debit Store Cards, Web Cards, etc) Would this be a positive or negative development. Discuss…

Essay
  American English
4 paragraphs
284 words
6.0
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
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    One main idea per paragraph
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  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
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