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credit cards or loans to pay off huge personal debts that they may not be able to pay. therefore, it will be difficult for individuals to borrow larger amounts

credit cards or loans to pay off huge personal debts that they may not be able to pay. therefore, it will be difficult for individuals to borrow larger amounts Jqqa5
Nowadays, everything is moving towards convenience, the use of credit cards has become popular. However, for some people, credit cards are a convenient way to quickly borrow money and pay off huge external debts from the money they borrow from the bank. There is an opinion that if they cannot pay it off, it will be difficult to borrow even larger sums of money. In my opinion, this makes perfect sense. As can be seen, the first thing when borrowing from a bank from a prepaid credit card is that the borrower needs to understand the responsibility of repaying the bank on time because there is a loan agreement, they also understand if If they do not pay in full and on time, what are the consequences to receive. for example a person when using a prepaid credit card needs to understand clearly what fees he needs to pay up front and then he needs to top up more money to pay it back, otherwise the bank will be able to block the card and sue him. the second thing is that today, many individuals use credit cards just to borrow from the bank for their own pleasures without knowing how to work to pay it back, they think just borrow to buy the things they love to satisfy their pleasure without knowing it has put pressure on the bank and the state to deal with the lazy people who only wish for personal enjoyment. so I think the government needs to make stricter handling laws and banks should also make loan procedures more difficult to prevent borrowers from getting too much indebtedness. And finally, there are some people who borrow money from the bank to pay off their debts faster instead of trying to work for more money to pay off their debt. When an individual borrows too much money from the bank, they will have to shoulder a sizable debt including both interest and principal. Therefore, some people because of their debts are too large, unable to pay their debts, will experience life pressure leading to a high suicide rate. In short, I think banks need to introduce stricter borrowing procedures so that people don't get too much debt from borrowing money through credit cards.
Nowadays, everything is moving towards convenience, the
This phrase/word (depending on the context) can be potentially replaced with :
use
of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
has become popular.
However
, for
This phrase/word is too simple and can be replaced with:
some
You use this word too often, consider replacing it with
people
,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
are a convenient way to
quickly
You use this word too often, consider replacing it with
borrow
You use this word too often, consider replacing it with
money
and
You use this word too often, consider replacing it with
pay
You use this word too often, consider replacing it with
off
huge external
You use this word too often, consider replacing it with
debts
from the
You use this word too often, consider replacing it with
money
they
You use this word too often, consider replacing it with
borrow
from the
You use this word too often, consider replacing it with
bank
. There is an opinion that if they cannot
You use this word too often, consider replacing it with
pay
it
You use this word too often, consider replacing it with
off
, it will be difficult to
You use this word too often, consider replacing it with
borrow
even larger sums of
You use this word too often, consider replacing it with
money
. In my opinion, this
This phrase/word (depending on the context) can be potentially replaced with :
makes
perfect sense. As can be
This phrase/word (depending on the context) can be potentially replaced with :
seen
, the
first
thing when borrowing from a
You use this word too often, consider replacing it with
bank
from a prepaid
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
is that the borrower
You use this word too often, consider replacing it with
needs
to understand the responsibility of repaying the
You use this word too often, consider replacing it with
bank
on time
This phrase/word is too simple and can be replaced with:
because
there is a loan agreement, they
also
understand if
Did you mean "is"?
If
they do not
You use this word too often, consider replacing it with
pay
in full and on time, what are the
The usual preposition to use after "consequences" is not "to". Did you mean "consequences of", "consequences for", or "consequences on"?
consequences to
receive.
This sentence does not start with an uppercase letter
for
example a person when using a prepaid
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
You use this word too often, consider replacing it with
needs
to understand
clearly
what fees he
You use this word too often, consider replacing it with
needs
to
You use this word too often, consider replacing it with
pay
up
Use a comma before 'and' if it connects two independent clauses (unless they are closely connected and short).
front and
then he
You use this word too often, consider replacing it with
needs
to top up more
You use this word too often, consider replacing it with
money
to
You use this word too often, consider replacing it with
pay
it back,
otherwise
the
You use this word too often, consider replacing it with
bank
will be able to block the
You use this word too often, consider replacing it with
card
and sue him.
This sentence does not start with an uppercase letter
the
second thing is that
This phrase/word (depending on the context) can be potentially replaced with :
today
,
This phrase/word is too simple and can be replaced with:
many
individuals
This phrase/word (depending on the context) can be potentially replaced with :
use
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
This phrase/word is too simple and can be replaced with:
just
to
You use this word too often, consider replacing it with
borrow
from the
You use this word too often, consider replacing it with
bank
for their
This phrase/word (depending on the context) can be potentially replaced with :
own
pleasures without knowing how to work to
You use this word too often, consider replacing it with
pay
it back, they
This phrase/word (depending on the context) can be potentially replaced with :
think
This phrase/word is too simple and can be replaced with:
just
You use this word too often, consider replacing it with
borrow
to
This phrase/word (depending on the context) can be potentially replaced with :
buy
the things they
This phrase/word (depending on the context) can be potentially replaced with :
love
to satisfy their pleasure without knowing it has put pressure on the
You use this word too often, consider replacing it with
bank
and the state to deal with the lazy
You use this word too often, consider replacing it with
people
who
This phrase/word (depending on the context) can be potentially replaced with :
only
wish for personal enjoyment.
Use a comma before 'so' if it connects two independent clauses (unless they are closely connected and short).
so
I
This phrase/word (depending on the context) can be potentially replaced with :
think
the
This phrase/word (depending on the context) can be potentially replaced with :
government
You use this word too often, consider replacing it with
needs
to
This phrase/word (depending on the context) can be potentially replaced with :
make
stricter handling laws and
You use this word too often, consider replacing it with
banks
should
also
This phrase/word (depending on the context) can be potentially replaced with :
make
loan procedures more difficult to
This phrase/word (depending on the context) can be potentially replaced with :
prevent
borrowers from getting too much indebtedness. And
finally
, there are
This phrase/word is too simple and can be replaced with:
some
You use this word too often, consider replacing it with
people
who
You use this word too often, consider replacing it with
borrow
You use this word too often, consider replacing it with
money
from the
You use this word too often, consider replacing it with
bank
to
You use this word too often, consider replacing it with
pay
You use this word too often, consider replacing it with
off
their
You use this word too often, consider replacing it with
debts
faster
instead
of trying to work for more
You use this word too often, consider replacing it with
money
to
You use this word too often, consider replacing it with
pay
You use this word too often, consider replacing it with
off
their
You use this word too often, consider replacing it with
debt
. When an individual
You use this word too often, consider replacing it with
borrows
too much
You use this word too often, consider replacing it with
money
from the
You use this word too often, consider replacing it with
bank
, they will
This phrase/word is too simple and can be replaced with:
have to
shoulder a sizable
You use this word too often, consider replacing it with
debt
including both interest and principal.
Therefore
,
This phrase/word is too simple and can be replaced with:
some
You use this word too often, consider replacing it with
people
This phrase/word is too simple and can be replaced with:
because
of their
You use this word too often, consider replacing it with
debts
are too large, unable to
You use this word too often, consider replacing it with
pay
their
You use this word too often, consider replacing it with
debts
, will experience life pressure leading to a high suicide rate. In short, I
This phrase/word (depending on the context) can be potentially replaced with :
think
You use this word too often, consider replacing it with
banks
You use this word too often, consider replacing it with
need
to introduce stricter borrowing procedures
This phrase/word is too simple and can be replaced with:
so
that
You use this word too often, consider replacing it with
people
don't
This phrase/word (depending on the context) can be potentially replaced with :
get
too much
You use this word too often, consider replacing it with
debt
from borrowing
You use this word too often, consider replacing it with
money
through
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
.
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IELTS essay credit cards or loans to pay off huge personal debts that they may not be able to pay. therefore, it will be difficult for individuals to borrow larger amounts

Essay
  American English
1 paragraphs
377 words
5.5
Overall Band Score
Coherence and Cohesion: 5.0
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 5.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 5.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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