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Cash or credit card ? Which is good to use. Present your views

Cash or credit card? Which is good to use. Present your views MMrn6
Todays topic is cash or credit card. I am going to present my view on this topic. While we have different payment options like cheque, cash, net banking, credit cards, which one is better depends on one's preferences. I strongly agree that credit card is one of the best ways to save money and mint reward coins. In this digitised world, everything is going by credit. Firstly, credit card was launched by American Express in year 1970 in USA. People were sceptical to use it. However in last 40 years, credit card industry has seen 200% growth rate. This is self evident that credit card is the leader in the payment industry and why not? It is the only payment method where banks have been giving you interest free credit for 51 days. You earn free reward points and have the benefit of buying other goods using those points. However, it will not be a complete lie, that credit card has increased the greed in human beings. We often buy things for the sake of getting reward points. For those who don't pay their dues on time, banks impose a heavy penalty and often they went bankrupt because of excessive use. On the other hand, cash has its benefits. It can be used anywhere and everywhere. Old people who are not familiar with credit cards can use them easily. Some places dont have swipe machines working, cash can be used readily. You will be in big mess if you purchased something and machine is not working. Cash is the ultimate solution. But it has its disadvantages too. It can be steeled or looted from you. This is not the case with Credit Card. Its prettysafe. In summary, one should use Credit card only if they can pay their dues on time. If you are getting greedy, please dont use this mode. Better to have cash and spend it wisely
Todays
topic is
cash
or
credit
card
. I am going to present my view on this topic. While we have
different
payment options like
cheque
,
cash
, net banking,
credit
cards
, which one is better depends on one's preferences. I
strongly
agree
that
credit
card
is one of the best ways to save money
and


mint
reward coins. In this
digitised
world, everything is going by credit.

Firstly
,
credit
card
was launched
by American Express in year 1970
in USA
.
People
were
sceptical
to
use
it.
However
in last 40 years,
credit
card


industry
has
seen
200% growth rate. This is
self evident
that
credit
card
is the leader in the payment industry and why not? It is the
only
payment method where banks have been giving you interest free
credit
for 51 days. You earn free reward points and have the benefit of buying other
goods
using those points.
However
, it will not be a complete lie, that
credit
card
has increased the greed in human beings. We
often
buy
things for the sake of getting reward points. For those who don't pay their dues on time, banks impose a heavy penalty and
often
they went bankrupt
because
of excessive
use
.

On the other hand
,
cash
has its benefits. It can be
used
anywhere and everywhere.
Old
people
who are not familiar with
credit
cards
can
use
them
easily
.
Some
places
dont
have swipe machines working,
cash
can be
used
readily
. You will be in
big
mess if you
purchased
something and machine is not working.
Cash
is the ultimate solution.
But
it has its disadvantages too. It can
be steeled
or looted from you. This is not the case with
Credit
Card
. Its
prettysafe
.

In summary, one should
use
Credit
card
only
if they can pay their dues on time. If you are getting greedy,
please
dont
use
this mode. Better to
have


cash and spend it
wisely
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IELTS essay Cash or credit card? Which is good to use. Present your views

Essay
  American English
7 paragraphs
318 words
5.5
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 5.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 5.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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