Do you want to improve your writing? Try our new evaluation service and get detailed feedback.
Check Your Text it's free

ADVANTAGES AND DISADVANTAGES OF USING CREDIT CARDS

ADVANTAGES AND DISADVANTAGES OF USING CREDIT CARDS gYKjg
Credit cards become more and more popular; furthermore, the number of people using credit cards keeps increasing. However, most people do not take into account drawbacks and benefits of using them. Using credit cards has both advantages and disadvantages for a person. There are many benefits of using credit cards for a person. First of all, a credit card is a quick source of funds in an emergency. Most people do not carry a great deal of money in their daily life; as a consequence, finding funds in an emergency is a problem for most people. People can get rid of this problem by using credit cards. In addition, credit cards help people to improve their credit scores. For instance, one can improve his/her credit score by paying his/her debts regularly. Although there are some advantages of using credit cards for a person, there are also many disadvantages. Firstly, credit cards encourage impulsive and unnecessary purchases. People can buy impulsive and unnecessary things because of knowing the fact that they can afford them by using their credit cards. As a consequence of this situation, many people exceed their credit card limits and have difficulties in paying their debts. Secondly, as I mentioned above, credit cards help people to improve their credit scores. However, it has a bad impact on the credit score in some cases. For example, if a person does not pay his debts regularly, his/her credit score decreases. To sum up, there are both drawbacks and benefits of using credit cards for a person. Therefore, people must consider the advantages and disadvantages of credit cards before using them.
You use this word too often, consider replacing it with
Credit
You use this word too often, consider replacing it with
cards
become more and more popular;
furthermore
, the number of
You use this word too often, consider replacing it with
people
using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
This phrase/word (depending on the context) can be potentially replaced with :
keeps
increasing.
However
, most
You use this word too often, consider replacing it with
people
do not take into account drawbacks and benefits of using them. Using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
has both advantages and disadvantages for a person.

There are
This phrase/word is too simple and can be replaced with:
many
benefits of using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
for a
You use this word too often, consider replacing it with
person
.
This phrase is redundant. Consider using "first".
First of all
, a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
is a quick source of funds in an emergency. Most
You use this word too often, consider replacing it with
people
do not carry a great deal of money in their daily life; as a consequence, finding funds in an emergency is a problem for most
You use this word too often, consider replacing it with
people
.
You use this word too often, consider replacing it with
People
can
This phrase/word (depending on the context) can be potentially replaced with :
get
rid of this problem by using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
.
In addition
,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
This phrase/word (depending on the context) can be potentially replaced with :
help
You use this word too often, consider replacing it with
people
to
This phrase/word (depending on the context) can be potentially replaced with :
improve
their
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
scores
.
For instance
, one can
This phrase/word (depending on the context) can be potentially replaced with :
improve
his/her
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
score
by paying his/her debts
regularly
.

Although there are
This phrase/word is too simple and can be replaced with:
some
advantages of using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
for a
You use this word too often, consider replacing it with
person
, there are
also
This phrase/word is too simple and can be replaced with:
many
disadvantages.
Firstly
,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
encourage impulsive and unnecessary
This phrase/word (depending on the context) can be potentially replaced with :
purchases
.
You use this word too often, consider replacing it with
People
can
This phrase/word (depending on the context) can be potentially replaced with :
buy
impulsive and unnecessary things
This phrase/word is too simple and can be replaced with:
because
of knowing the fact that they can afford them by using their
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
. As a consequence of this situation,
This phrase/word is too simple and can be replaced with:
many
You use this word too often, consider replacing it with
people
exceed their
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
limits and have difficulties in paying their debts.
Secondly
, as I mentioned above,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
This phrase/word (depending on the context) can be potentially replaced with :
help
You use this word too often, consider replacing it with
people
to
This phrase/word (depending on the context) can be potentially replaced with :
improve
their
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
scores
.
However
, it has a
This phrase/word (depending on the context) can be potentially replaced with :
bad
impact on the
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
score
in
This phrase/word is too simple and can be replaced with:
some
cases.
For example
, if a
You use this word too often, consider replacing it with
person
does not pay his debts
regularly
, his/her
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
score
decreases.

To sum up, there are both drawbacks and benefits of using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
for a
You use this word too often, consider replacing it with
person
.
Therefore
,
You use this word too often, consider replacing it with
people
This phrase/word (depending on the context) can be potentially replaced with :
must
consider the advantages and disadvantages of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
This phrase/word is too simple and can be replaced with:
before
using them.
What do you think?
  • This is funny writingFunny
  • I love this writingLove
  • This writing has blown my mindWow
  • It made me angryAngry
  • It made me sadSad

IELTS essay ADVANTAGES AND DISADVANTAGES OF USING CREDIT CARDS

Essay
  American English
4 paragraphs
270 words
6.0
Overall Band Score
Coherence and Cohesion: 6.0
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.0
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 7.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
Recent posts





Get more results for topic:
  • ADVANTAGES AND DISADVANTAGES OF USING CREDIT CARDS