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You have had a bank account for a few years. Recently you received a letter from the hank stating that your account is $240 overdrawn and that you will he charged $70 which will he taken directly from your account. You know that this information is incorrect.

Dear Sir, I am writing a letter to reply to letter I received from bank stating that my account has been overdrawn by $240. I do know the reason why the account has been overdrawn and it is actually bank mistake. I actually bought a car last summer and bought insurance, monthly premium of which was $240. Due to some reason I had to sell my car and I did inform bank as well as insurance company about it. Thus, this charge of $240 on my account is incorrect. I would like to have money back into my account. Yours Faithfully

Dear Sir, I am writing a letter to reply to letter I received from bank stating that my account has been overdrawn by $240. I do know the reason why the account has been Use a comma before ‘and’ if it connects two independent clauses (unless they are closely connected and short).overdrawn, and
overdrawn and
 it is actually bank mistake. I actually This phrase/word (depending on the context) can be potentially replaced with :purchased
bought
 a car last summer and This phrase/word (depending on the context) can be potentially replaced with :purchased
bought
 insurance, monthly premium of which was $240. Due to This phrase/word is too simple and can be replaced with:a number of
some
 reason I had to sell my car and I did inform bank as well
 as insurance This phrase/word (depending on the context) can be potentially replaced with :enterprisecorporation
company
 about it. Thus
, this charge of $240 on my account is incorrect. I would like to have money back into my account.

Yours Faithfully