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these days digital payments and digital money is popular. Discuss the advantages and disadvantages about this.

these days digital payments and digital money is popular. Discuss the advantages and disadvantages about this. XV3rq

Electronic payments like bank cards, UPI, mobile banking are increasing by increase in technology. Mostly transactions now are cashless. Using this may have merits as well as demerits. To start with the brighter side, nowadays people have credit cards and debit cards so that the transactions are easy. These are easy to carry and easily fit in the wallet. We even do payments from home such as shopping in ecommerce websites. For instance, i do not like going to shopping malls so i do shop in online and pay money online. On the other side, some of the people from rural areas do not know about online payments and also there is network issues. security for this is very less and these are easy to hack. For example, some of the social media applications are fear of security and hacking of personal data. To conclude that there are merits on digital payments and digital money but we has to be cautious.

Electronic You use this word too often, consider replacing it withrefundreturnsettlementrestitutionwagefee
payments
 like bank cards, UPI, mobile banking are increasing by increase in technology. Mostly
 transactions This phrase/word (depending on the context) can be potentially replaced with :nowadays
now
 are cashless. Using this may have merits as well
 as demerits.

To This phrase/word (depending on the context) can be potentially replaced with :initiate
start
 with the brighter side, nowadays This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
people
 have credit cards and debit cards This phrase/word is too simple and can be replaced with:consequently
so
 that the transactions are easy. These are easy to carry and easily
 fit in the wallet. We even do You use this word too often, consider replacing it withrefundreturnsettlementrestitutionwagefee
payments
 from home such as shopping in Possible spelling mistake found.e-commercecommercee commerce
ecommerce
 websites. For instance
, Is this the personal pronoun "I"? It is spelled uppercase.I
i
 do not like going to shopping malls This phrase/word is too simple and can be replaced with:consequently
so
Is this the personal pronoun "I"? It is spelled uppercase.I
i
 do shop in online and pay money online.

On the other side, If the text is a generality, 'of the' is not necessary. Did you mean "some"?some
some of the
This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
people
 from rural areas do not know about online You use this word too often, consider replacing it withrefundreturnsettlementrestitutionwagefee
payments
 and also
 there is network issues. This sentence does not start with an uppercase letterSecurity
security
 for this is This phrase/word is too simple and can be replaced with:extremelyimmenselysupremelysuperb
very
 less and these are easy to hack. For example
, If the text is a generality, 'of the' is not necessary. Did you mean "some"?some
some of the
 social media applications are fear of security and hacking of personal data.

To conclude
 that there are merits on digital You use this word too often, consider replacing it withrefundreturnsettlementrestitutionwagefee
payments
 and digital money This phrase/word is too simple and can be replaced with:on the contrary
but
 we The pronoun 'we' must be used with a non-third-person form of a verb: "have", "haven"havehaven
has
 to be cautious. 