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The reason that many people are in heavy debts is because of use of credit card more than

The reason that many people are in heavy debts is because of use of credit card more than 3AeAm
The reason that many people are in heavy debts is because of use of credit card more than required and also using the facility without responsibility. Banks should do a thorough background check before issuing credit cards, and should only issue the card if they are completely sure that the person can pay back his debts. In my opinion, I disagree with this thought moreover, I believe that banks should have tutorials as to how to use the credit facility in the most effective way. People should be issued credit cards despite their buying capacity because credit cards come with easy pay options which enable buyers to convert their big transactions into small payable amounts. This not only enables the buyer to buy new products but at times enables him to buy products which he otherwise would not be able to buy. For example, many people buy apple products on credit cards and convert the transactions into EMIs, hence are able to afford the product which otherwise would be out of hand. Another rationale behind the thought that people should be given credit cards is that it is a short amount loan and hence risk to the company is very less, but when a consumer uses a credit card it builds his credit history and is the fastest way to generate this history. This reliable information can be used when a person is seeking large debts because these cards depicts buying patterns and also the fact if a person is regular in paying back the amount. Apart from this banks should have short tutorial videos which inform the users about the best practices of using credit cards. As there were introductory videos when 4G was launched in the country. Videos like these would go a long way in educating new users and would reduce irresponsible spends to a great extent. In a nutshell, credit card is a facility everyone should have access to as this would not only increase the demand in the market but also make people live the american dream of buying an Iphone, having dinner in fancy restaurant or clubbing whole night. But at the same time it is the duty of the banks to educate the general public about best uses of credit cards.
The reason that
This phrase/word is too simple and can be replaced with:
many
You use this word too often, consider replacing it with
people
are in heavy debts is
This phrase/word is too simple and can be replaced with:
because
of
You use this word too often, consider replacing it with
use
of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
more than required and
also
using the facility without responsibility.
You use this word too often, consider replacing it with
Banks
should do a thorough background
This phrase/word (depending on the context) can be potentially replaced with :
check
This phrase/word is too simple and can be replaced with:
before
issuing
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
, and should
This phrase/word (depending on the context) can be potentially replaced with :
only
issue the
You use this word too often, consider replacing it with
card
if they are completely sure that the person can pay back his debts. In my opinion, I disagree with this
This phrase/word (depending on the context) can be potentially replaced with :
thought
moreover
, I believe that
You use this word too often, consider replacing it with
banks
should have tutorials as to how to
You use this word too often, consider replacing it with
use
the
You use this word too often, consider replacing it with
credit
facility in the most effective way.

This phrase/word (depending on the context) can be potentially replaced with :
People
should
be issued
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
despite their buying capacity
This phrase/word is too simple and can be replaced with:
because
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
This phrase/word (depending on the context) can be potentially replaced with :
come
with easy pay options which enable buyers to convert their
This phrase/word is too simple and can be replaced with:
big
transactions into
This phrase/word is too simple and can be replaced with:
small
payable amounts. This not
This phrase/word (depending on the context) can be potentially replaced with :
only
enables the buyer to
You use this word too often, consider replacing it with
buy
new
You use this word too often, consider replacing it with
products
This phrase/word is too simple and can be replaced with:
but
at times enables him to
You use this word too often, consider replacing it with
buy
You use this word too often, consider replacing it with
products
which he
otherwise
would not be able to
You use this word too often, consider replacing it with
buy
.
For example
,
This phrase/word is too simple and can be replaced with:
many
You use this word too often, consider replacing it with
people
You use this word too often, consider replacing it with
buy
apple
You use this word too often, consider replacing it with
products
on
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
and convert the transactions into
Possible spelling mistake found.
EMIs
,
hence
are able to afford the
You use this word too often, consider replacing it with
product
which
otherwise
would be out of hand.

Another rationale behind the
This phrase/word (depending on the context) can be potentially replaced with :
thought
that
You use this word too often, consider replacing it with
people
should be
This phrase/word (depending on the context) can be potentially replaced with :
given
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
is that it is a short amount loan and
hence
This phrase/word (depending on the context) can be potentially replaced with :
risk
to the
This phrase/word (depending on the context) can be potentially replaced with :
company
is
This phrase/word is too simple and can be replaced with:
very
less,
This phrase/word is too simple and can be replaced with:
but
when a consumer
You use this word too often, consider replacing it with
uses
a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
it builds his
You use this word too often, consider replacing it with
credit
history and is the fastest way to generate this history. This reliable information can be
This phrase/word (depending on the context) can be potentially replaced with :
used
when a person is seeking large debts
This phrase/word is too simple and can be replaced with:
because
these
You use this word too often, consider replacing it with
cards
depicts buying patterns and
also
the fact if a person is regular in paying back the amount.

Apart from
Did you mean "these"?
this
You use this word too often, consider replacing it with
banks
should have short tutorial videos which inform the users about the best practices of using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
. As there were introductory videos when 4G
was launched
in the country. Videos like these would go a long way in educating new users and would
This phrase/word (depending on the context) can be potentially replaced with :
reduce
irresponsible spends to a great extent.

In a nutshell,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
is a facility everyone should have access to as this would not
This phrase/word (depending on the context) can be potentially replaced with :
only
increase the demand in the market
This phrase/word is too simple and can be replaced with:
but
also
This phrase/word (depending on the context) can be potentially replaced with :
make
You use this word too often, consider replacing it with
people
This phrase/word (depending on the context) can be potentially replaced with :
live
the
Possible spelling mistake found.
american
dream of buying an
Possible spelling mistake found.
Iphone
, having dinner in fancy restaurant or clubbing whole night.
This phrase/word is too simple and can be replaced with:
But
at the same time it is the duty of the
You use this word too often, consider replacing it with
banks
to educate the
Consider using "public".
general public
about best
You use this word too often, consider replacing it with
uses
of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
.
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IELTS essay The reason that many people are in heavy debts is because of use of credit card more than

Essay
  American English
5 paragraphs
378 words
6.0
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
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    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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