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The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write at least 250 words

The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? yXPng

In recent times, the methods of our spending has changed since the introduction of credit cards in market from banks however there are certain who still prefer cash. I believe that credit cards are better than cash for any kind of payment. Here, we will discuss about both methods. As the name goes by, credit cards give access to money where we can spend first and pay later. This is the fastest way to access money. It is easy to carry and can be easily blocked with a single click in case of theft. Credit cards are really trending especially for the people who are salary based and don't have much cash on their hands. The best part about the credit cards is that we do not have to pay the full amount spent in one time only, we can also pay it in installments. We can get loans on credit cards based on our credit score. Even though it is not cash, but still preferable for the online transactions where we get discounts and cashback offers. For example-India has been gone through demonetisation, when getting cash was the biggest problem. Credit cards were the best option in such a period. On the other hand, Cash has always been the easiest and usual way for our daily spending. In country like India, people still prefer paper money over online transactions. Even the small wanders in market, they only prefer cash over any other mode for money transactions. Cash is considerable but somehow it's not safe to carry much cash now a days. In conclusion, I would like to say that even though the interest rates for credit cards are high but it is still beneficial and much more useful for the people who don't have much cash on their hands.

In recent times, the methods of our spending has This phrase/word (depending on the context) can be potentially replaced with :alteredadjusted
changed
 since the introduction of You use this word too often, consider replacing it withattention
credit
You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
 in market from banks however
 there are certain who still
 prefer You use this word too often, consider replacing it withrefundbucksupplypaymentnotecurrency
cash
. I believe that You use this word too often, consider replacing it withattention
credit
You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
 are better than You use this word too often, consider replacing it withrefundbucksupplypaymentnotecurrency
cash
 for any kind of payment. Here, we will Did you mean simply "discuss both"? You do not need the word "about" here.discuss both
discuss about both
 methods.

As the name goes by, You use this word too often, consider replacing it withattention
credit
You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
 give access to You use this word too often, consider replacing it withsalarywagewealthpaybillcash
money
 where we can spend first
 and pay later. This is the fastest way to access You use this word too often, consider replacing it withsalarywagewealthpaybillcash
money
. It is easy to carry and can be easily
 blocked with a single click in case of theft. You use this word too often, consider replacing it withattention
Credit
You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
 are really
 trending especially
 for the This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
people
 who are salary based and don't have You use this word too often, consider replacing it withenough
much
You use this word too often, consider replacing it withrefundbucksupplypaymentnotecurrency
cash
 on their hands. The best part about the You use this word too often, consider replacing it withattention
credit
You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
 is that we do not This phrase/word is too simple and can be replaced with:ought to
have to
 pay the full amount spent in one time This phrase/word (depending on the context) can be potentially replaced with :exclusively
only
, we can also
 pay it in installments. We can This phrase/word (depending on the context) can be potentially replaced with :acquire
get
 loans on You use this word too often, consider replacing it withattention
credit
You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
 based on our You use this word too often, consider replacing it withattention
credit
 score. Even though
 it is not You use this word too often, consider replacing it withrefundbucksupplypaymentnotecurrency
cash
, This phrase/word is too simple and can be replaced with:on the contrary
but
still
 preferable for the online transactions where we This phrase/word (depending on the context) can be potentially replaced with :acquire
get
 discounts and cashback offers. For example
-India has been gone
 through Possible spelling mistake. 'demonetisation' is British English.demonetization
demonetisation
, when getting You use this word too often, consider replacing it withrefundbucksupplypaymentnotecurrency
cash
 was the biggest problem. You use this word too often, consider replacing it withattention
Credit
You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
 were the best option in such a period.

On the other hand
, You use this word too often, consider replacing it withrefundbucksupplypaymentnotecurrency
Cash
 has always been the easiest and usual way for our daily spending. In country like India, This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
people
still
 prefer paper You use this word too often, consider replacing it withsalarywagewealthpaybillcash
money
 over online transactions. Even the This phrase/word is too simple and can be replaced with:tiny
small
 wanders in market, they This phrase/word (depending on the context) can be potentially replaced with :exclusively
only
 prefer You use this word too often, consider replacing it withrefundbucksupplypaymentnotecurrency
cash
 over any other mode for You use this word too often, consider replacing it withsalarywagewealthpaybillcash
money
 transactions. You use this word too often, consider replacing it withrefundbucksupplypaymentnotecurrency
Cash
 is considerable This phrase/word is too simple and can be replaced with:on the contrary
but
 somehow it's not safe to carry You use this word too often, consider replacing it withenough
much
You use this word too often, consider replacing it withrefundbucksupplypaymentnotecurrency
cash
Did you mean "nowadays"?nowadays
now a days
.

In conclusion
, I would like to say that even though
 the interest rates for You use this word too often, consider replacing it withattention
credit
You use this word too often, consider replacing it withsheetposterlabelprogramcalendarticket
cards
 are high This phrase/word is too simple and can be replaced with:on the contrary
but
 it is still
 beneficial and You use this word too often, consider replacing it withenough
much
 more useful for the This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
people
 who don't have You use this word too often, consider replacing it withenough
much
You use this word too often, consider replacing it withrefundbucksupplypaymentnotecurrency
cash
 on their hands. 