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The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? 85QGm
The argument on the better method of payment between cash and credit card is neverending. Payment by credit was recently introduced into commerce, as a result of this most people prefer payment by cash, something that they are already familiar with. In my opinion, I think cash is a finer and more reliable method of payment as compared to credit which can sometimes be unreliable. Not so many years ago payment by credit card was introduced into the system. I've tried it, certainly a number of people have, and I can say that it was quite convenient. Why is this so? This is because with credit card payment you don't have to worry so much you just put forth your card for payment and insert your pin into the machine unlike cash where you have to prepare everything like counting the amount you intend to spend before leaving home and carrying it in a safe bag or purse. Why then do I think cash is a better method of payment? Payment by cash is something we are all used to. It's like a normal day interaction, even children as young as the age of 6 when they go on errands for their parents they pay with cash. It is easily understood so its unlikely to make errors when paying unlike with credit card payment a slight mistake with the account intended to send the specific amount to or with the amount intended to send could cost a lot. For instance, there have been a lot of cases where at the course of using credit card payment more than the intended amount is removed from the bank account, definitely that can't happen in cash payment because you count the money as many times as you wish before putting it forth to the cashier. In conclusion, cash is the method of payment I would recommend as it is the more reliable and familiar payment method. Credit card payment can also be used if preferred by some persons as everything is all about personal preference.
The argument on the better
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method
of
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payment
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cash
and
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credit
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card
is
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neverending
.
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by
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credit
was recently introduced into commerce,
as a result
of this most
This phrase/word (depending on the context) can be potentially replaced with :
people
prefer
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payment
by
You use this word too often, consider replacing it with
cash
, something that they are already familiar with. In my opinion, I
This phrase/word (depending on the context) can be potentially replaced with :
think
You use this word too often, consider replacing it with
cash
is a finer and more reliable
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method
of
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payment
as compared to
You use this word too often, consider replacing it with
credit
which can
This phrase/word (depending on the context) can be potentially replaced with :
sometimes
be unreliable.

Not
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so
This phrase/word is too simple and can be replaced with:
many
years ago
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payment
by
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
was introduced
into the system. I've tried it,
certainly
a number of
This phrase/word (depending on the context) can be potentially replaced with :
people
have, and I can say that it was quite convenient. Why is this
This phrase/word is too simple and can be replaced with:
so
? This is
This phrase/word is too simple and can be replaced with:
because
with
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credit
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card
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payment
you don't
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have to
worry
This phrase/word is too simple and can be replaced with:
so
much you
This phrase/word is too simple and can be replaced with:
just
put forth your
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card
for
You use this word too often, consider replacing it with
payment
and insert your pin into the machine unlike
You use this word too often, consider replacing it with
cash
where you
This phrase/word is too simple and can be replaced with:
have to
prepare everything like counting the
You use this word too often, consider replacing it with
amount
you intend to spend
This phrase/word is too simple and can be replaced with:
before
leaving home and carrying it in a safe bag or purse.

Why then do I
This phrase/word (depending on the context) can be potentially replaced with :
think
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cash
is a better
You use this word too often, consider replacing it with
method
of
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payment
?
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Payment
by
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cash
is something we are all
This phrase/word (depending on the context) can be potentially replaced with :
used
to. It's like a normal day interaction, even children as young as the age of 6 when they go on errands for their parents they pay with
You use this word too often, consider replacing it with
cash
. It is
easily
understood
This phrase/word is too simple and can be replaced with:
so
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its
unlikely to
This phrase/word (depending on the context) can be potentially replaced with :
make
errors when paying unlike with
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
You use this word too often, consider replacing it with
payment
a slight mistake with the account intended to
This phrase/word (depending on the context) can be potentially replaced with :
send
the specific
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amount
to or with the
You use this word too often, consider replacing it with
amount
intended to
This phrase/word (depending on the context) can be potentially replaced with :
send
could cost a lot.
For instance
, there have been
This phrase/word is too simple and can be replaced with:
a lot of
cases where at the course of using
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credit
You use this word too often, consider replacing it with
card
You use this word too often, consider replacing it with
payment
more than the intended
You use this word too often, consider replacing it with
amount
is removed
from the bank account, definitely that can't happen in
You use this word too often, consider replacing it with
cash
You use this word too often, consider replacing it with
payment
This phrase/word is too simple and can be replaced with:
because
you count the money as
This phrase/word is too simple and can be replaced with:
many
times as you wish
This phrase/word is too simple and can be replaced with:
before
putting it forth to the cashier.

In conclusion
,
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cash
is the
You use this word too often, consider replacing it with
method
of
You use this word too often, consider replacing it with
payment
I would recommend as it is the more reliable and familiar
You use this word too often, consider replacing it with
payment
You use this word too often, consider replacing it with
method
.
You use this word too often, consider replacing it with
Credit
You use this word too often, consider replacing it with
card
You use this word too often, consider replacing it with
payment
can
also
be
This phrase/word (depending on the context) can be potentially replaced with :
used
if preferred by
This phrase/word is too simple and can be replaced with:
some
persons as everything is all about personal preference.
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IELTS essay The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit?

Essay
  American English
4 paragraphs
342 words
6.0
Overall Band Score
Coherence and Cohesion: 6.0
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.5
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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