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The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write at least 250 words.

In this era, people uses both cash and credit methods for their spending. Some people find cash payment more easier and convenient rather than credit card payment, it totally depends on people tastes and their prefrences. According to me credit card payment is the easiest method of payment, because you do not need to carry cash and worry about getting robbed. secondly i can spend as much amount as i want in a single go depending on my card limit. Furthure more you get lots of discounts on grocery, shopping, fuel purchasing. There are lots of benefits of credit card for example you don not have to pay money on the spot, you are given a month to pay your bills, you get discounts and also points which you can redem for your next purchase. But there are also some disadvantages like people sometimes spent more then they want to because they do not realize how much they are spending during their shopping. In my opinion credit card is a better option because i know how to use it but if a person is unaware he should stick to cash payment as it a safer option for him and he do not have to worry about how much he is spending. Now adays people think credit card as a symbol of their status but no if they are more comfortable in making their payments through cash, they must opt for it rather than indulging in something they barely know and get consequences of it.
In this era,
You use this word too often, consider replacing it with
people
If ‘people’ is plural here, don’t use the third-person singular verb.
uses
both
You use this word too often, consider replacing it with
cash
and
You use this word too often, consider replacing it with
credit
methods for their spending.
This phrase/word is too simple and can be replaced with:
Some
You use this word too often, consider replacing it with
people
find
You use this word too often, consider replacing it with
cash
You use this word too often, consider replacing it with
payment
Use only “easier” (without ‘more’) when you use the comparative.
more easier
and convenient
rather
than
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
You use this word too often, consider replacing it with
payment
, it
totally
depends on
You use this word too often, consider replacing it with
people
If ‘people’ is plural here, don’t use the third-person singular verb.
tastes
and their
Possible spelling mistake found.
prefrences
.

This phrase can sound awkward in English. Consider using “in my opinion” or “I think”.
According to me
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
You use this word too often, consider replacing it with
payment
is the easiest method of
You use this word too often, consider replacing it with
payment
,
This phrase/word is too simple and can be replaced with:
because
you do not need to carry
You use this word too often, consider replacing it with
cash
and worry about getting robbed.
This sentence does not start with an uppercase letter.
secondly
Did you mean “I”?
i
can spend as much amount as
Is this the personal pronoun “I”? It is spelled uppercase.
i
want in a single go depending on my
You use this word too often, consider replacing it with
card
limit.
Possible spelling mistake found.
Furthure
more you
This phrase/word (depending on the context) can be potentially replaced with :
get
lots of discounts on grocery, shopping, fuel purchasing. There are lots of benefits of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
for example
you
Did you mean “do not”?
don not
This phrase/word is too simple and can be replaced with:
have to
pay money on the spot, you are
This phrase/word (depending on the context) can be potentially replaced with :
given
a month to pay your bills, you
This phrase/word (depending on the context) can be potentially replaced with :
get
discounts and
also
points which you can
Possible spelling mistake found.
redem
for your
next
This phrase/word (depending on the context) can be potentially replaced with :
purchase
.

This phrase/word is too simple and can be replaced with:
But
there are
also
This phrase/word is too simple and can be replaced with:
some
disadvantages like
You use this word too often, consider replacing it with
people
This phrase/word (depending on the context) can be potentially replaced with :
sometimes
spent more
Comparison requires “than”, not ‘then’ nor ‘as’.
then
they want to
This phrase/word is too simple and can be replaced with:
because
they do not realize how much they are spending during their shopping.

In my opinion
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
is a better option
This phrase/word is too simple and can be replaced with:
because
Is this the personal pronoun “I”? It is spelled uppercase.
i
know how to
This phrase/word (depending on the context) can be potentially replaced with :
use
it
This phrase/word is too simple and can be replaced with:
but
if a person is unaware he should stick to
You use this word too often, consider replacing it with
cash
You use this word too often, consider replacing it with
payment
as it a safer option for
Use a comma before ‘and’ if it connects two independent clauses (unless they are closely connected and short).
him and
he do not
This phrase/word is too simple and can be replaced with:
have to
worry about how much he is spending.

This phrase/word (depending on the context) can be potentially replaced with :
Now
Possible spelling mistake found.
adays
You use this word too often, consider replacing it with
people
This phrase/word (depending on the context) can be potentially replaced with :
think
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
as a symbol of their status
This phrase/word is too simple and can be replaced with:
but
Did you mean “now” (=at this moment) instead of ‘no’ (negation)?
no
if they are more comfortable in making their
You use this word too often, consider replacing it with
payments
through
You use this word too often, consider replacing it with
cash
, they
This phrase/word (depending on the context) can be potentially replaced with :
must
opt for it
rather
than indulging in something they
barely
know and
This phrase/word (depending on the context) can be potentially replaced with :
get
consequences of it.
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IELTS essay The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit?

Essay
  American English
5 paragraphs
254 words
5.5
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.0
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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