Medical advance leads to a longer life expectancy to modern urbanites. While the days with no jobs after retirement, the problem of insufficient pensions may probably cause anxiety to the elderly and burden the young generation. It is a must for an authorities’ intervention.
More demand of savings, as well as financial pressure, are brought to all dwellers since the days with no income. Not only do elder people worry for their unpredicatble cost for medical needs and daily expenditures, but also concerns from the youth towards public financial burdens are raised. In particular, many studies found that huge numbers of citizens with age 65 or above, especially for the lower-income group, will suffer from depression or any related mental illnesses due to money issues. Meanwhile, heavy pressure are bring to taxpayers. Hence, the unwillingness of giving birth to their offsprings is usually higher in Japan or other countries with serious aging population problem.
In order to tackle the negative effects of financial pressure after retirement, an introduction of all-rounded elderly policies should be made by the government in twofold. Firstly, more education on savings for pensions or wealth planning should be lanugched. Therefore, an increasingly amount of elderly may find their post-working life are affordable. Besides, methods for rasing their incentives for future investment are also needed. Secondly, financial aids from the authorities may necessarily help to minimize the multiplied effects on the society as the poverty problem will not affect several generations for people with low income.
In conclusion, the financial problem is always the main concern after retirement. Allied with the elderly, other generations shares the same pressure. Therefore, an introduction of thoughtful aging policies, which raise incentives of saving or governmental supports to those in poverty, will be an indispensable solution to the society.
Medical advance leads to a longer life expectancy to modern urbanites. While the days with no jobs after retirement, the problem of insufficient pensions may
probably
cause anxiety to the
elderly
and burden the young generation. It is a
must
for an authorities’ intervention.
More demand of savings,
as well
as
financial
pressure
,
are brought
to all dwellers since the days with no income. Not
only
do elder
people
worry for
their
unpredicatble
cost for medical needs and daily expenditures,
but
also
concerns from the youth towards public
financial
burdens
are raised
.
In particular
,
many
studies found that huge numbers of citizens with age 65 or above,
especially
for the lower-income group, will suffer from depression or any related mental illnesses due to money issues. Meanwhile, heavy
pressure
are
bring
to taxpayers.
Hence
, the unwillingness of giving birth to their
offsprings
is
usually
higher in Japan or other countries with serious aging population problem.
In order to tackle the
negative
effects of
financial
pressure
after retirement, an introduction of all-rounded
elderly
policies should
be made
by the
government
in twofold.
Firstly
, more education on savings for pensions or wealth planning should be
lanugched
.
Therefore
, an
increasingly amount
of
elderly
may find their post-working life are affordable.
Besides
, methods for
rasing
their incentives for future investment are
also
needed.
Secondly
,
financial
aids from the authorities may
necessarily
help
to minimize the multiplied effects on the society as the poverty problem will not affect several generations for
people
with low income.
In conclusion
, the
financial
problem is always the main concern after retirement. Allied with the
elderly
, other generations shares the same
pressure
.
Therefore
, an introduction of thoughtful aging policies, which raise incentives of saving or governmental supports to those in poverty, will be an indispensable solution to the society.