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27/10/2017 Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Include your personal opinion and examples based on your own experie v.2

27/10/2017 Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Include your personal opinion and examples based on your own experie v. 2
In many countries, paper banknotes and metal money are being slowly but steadily replaced by plastic money. Below some merits and shortages of the trend and author' s opinion will be given. On the one hand, an increasing usage of plastic cards has brought some benefits. Firstly, paying by Visa and Master card is extremely convenient. For example, having a card allows me not to carry with me a wallet all the time and avoid dealing with dirty banknotes and heavy coins. Furthermore, traveling abroad with the cards is comfortable because if I am short on money, me relatives or friends can always send me some finances on my card. Secondly, using plastic money allows me to avoid having problems in case I lose the card. When my card was lost on a bus, I merely made a phone call to block it and to order a new one. My savings were preserved and untouched. So, spreading of the trend makes lives of citizens more comfortable and safer. On the other hand, the trend is associated with some disadvantages. Primarily, a cyber security is perhaps the biggest issue. Although a person may be careful, his password and login could be stolen by hackers. In fact, more than a million people have suffered from a recent cyber attack on one of the wealthiest Russian banks and I was one of the victims. My bank account was breached and if I hadn’t had only a small amount on it, my well-being would have been seriously damaged by this situation. In addition, the trend gives to international corporations and governments an indispensable opportunity to collect personal data about visited places and made purchases. This information might be used to manipulate people and even blackmail some individuals. In other words, the replacement of cash by plastic cards has some adverse facets. In my opinion, although the cards are really convenient and their exploitation brings many fruits, I am personally prone to limit their usage because the drawbacks of the trend are too dire and significant.
In
many
countries, paper banknotes and metal
money
are being
slowly
but
steadily
replaced by
plastic
money
. Below
some
merits and shortages of the
trend
and
author&
#039; s opinion will be
given
.

On the one hand, an increasing usage of
plastic
cards
has brought
some
benefits.
Firstly
, paying by Visa and Master
card
is
extremely
convenient.
For example
, having a
card
allows
me not to carry with me a wallet all the time and avoid dealing with dirty banknotes and heavy coins.
Furthermore
, traveling abroad with the
cards
is comfortable
because
if I am short on
money
, me relatives or friends can always
send
me
some
finances on my
card
.
Secondly
, using
plastic
money
allows
me to avoid having problems in case I lose the
card
. When my
card
was lost
on a bus, I
merely
made a phone call to block it and to order a new one. My savings
were preserved
and untouched.
So
, spreading of the
trend
makes
lives
of citizens more comfortable and safer.

On the other hand
, the
trend
is associated
with
some
disadvantages.
Primarily
, a cyber security is perhaps the biggest issue. Although a person may be careful, his password and login could
be stolen
by hackers. In fact, more than a million
people
have suffered from a recent
cyber attack
on one of the wealthiest Russian
banks and
I was one of the victims. My bank account
was breached
and if I hadn’t had
only
a
small
amount on it, my well-being would have been
seriously
damaged by this situation.
In addition
, the
trend
gives to international corporations and
governments
an indispensable opportunity to collect personal data about visited places and made
purchases
. This information might be
used
to manipulate
people
and even blackmail
some
individuals.
In other words
, the replacement of cash by
plastic
cards
has
some
adverse facets.

In my opinion, although the
cards
are
really
convenient and their exploitation brings
many
fruits, I am
personally
prone to limit their usage
because
the drawbacks of the
trend
are too dire and significant.
10Linking words, meeting the goal of 7 or more
22Repeated words, meeting the goal of 3 or fewer
3Mistakes

IELTS essay 27/10/2017 Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Include your personal opinion and examples based on your own experie v. 2

Essay
  American English
4 paragraphs
341 words
6.0
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
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    Currently is not available
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