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Nowadays it is easy to apply for and be given a credit card. However,some people experience problems when they are not able to pay their debits back.In your opinion, do the advantages of credit cards outweigh the disadvantages?

Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debits back. In your opinion, do the advantages of credit cards outweigh the disadvantages? J8ek
A credit card is a great fun. A person can buy anything at anytime without worrying about the money that he have in their pockets. But, sometimes it becomes troublesome situation for a cardholder when they can not able to pay their card bills on time. The merits and demerits are in the hands of the cardholders. To commence with, having a credit card as its own valuable advantages. First and foremost, is that we can use credit card anywhere in the world to buy something like to buy food in the restaurants, clothes, and many more. For example, if a person on a holiday and has a medical emergency, he will have no problems in paying the hospital bill through credit cards. To explicate it, they provide a financial backup in the event of an emergency. Thus, credit card keep a record of cardholder's expenses. On the other hand, there are some demerits of using credit cards. To begin with, the first disadvantage of credit card is that not pay off on the time and if a person will not able to pay any one of the installments, then late fees, interest, penalties are build very fast and the person will not be able to find any solution to way out. Secondly, when people use cards to pay any online bills or transactions, they can be hacked and misused. To conclude, there are advantages and disadvantages of credit cards. It is in the hands of a person using the card to make its advantages outstrip its disadvantages.
A
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
is a great fun. A
You use this word too often, consider replacing it with
person
can
This phrase/word (depending on the context) can be potentially replaced with :
buy
anything at anytime without worrying about the money that he have in their pockets.
This phrase/word is too simple and can be replaced with:
But
,
This phrase/word (depending on the context) can be potentially replaced with :
sometimes
it becomes troublesome situation for a cardholder when they can not able to
You use this word too often, consider replacing it with
pay
their
You use this word too often, consider replacing it with
card
bills on time. The merits and demerits are in the hands of the cardholders. To commence with, having a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
as its
This phrase/word (depending on the context) can be potentially replaced with :
own
valuable advantages.
First
and foremost, is that we can
This phrase/word (depending on the context) can be potentially replaced with :
use
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
anywhere in the world to
This phrase/word (depending on the context) can be potentially replaced with :
buy
something like to
This phrase/word (depending on the context) can be potentially replaced with :
buy
food in the restaurants, clothes, and
This phrase/word is too simple and can be replaced with:
many
more.
For example
, if a
You use this word too often, consider replacing it with
person
on a holiday and has a medical emergency, he will have no problems in paying the hospital bill through
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
. To explicate it, they provide a financial backup in the
This phrase/word (depending on the context) can be potentially replaced with :
event
of an emergency.
Thus
,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
This phrase/word (depending on the context) can be potentially replaced with :
keep
a record of cardholder's expenses.
On the other hand
, there are
This phrase/word is too simple and can be replaced with:
some
demerits of using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
. To
This phrase/word (depending on the context) can be potentially replaced with :
begin
with, the
first
disadvantage of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
is that not
You use this word too often, consider replacing it with
pay
off on the time and if a
You use this word too often, consider replacing it with
person
will not able to
You use this word too often, consider replacing it with
pay
any one of the installments, then late fees, interest, penalties are build
This phrase/word is too simple and can be replaced with:
very
This phrase/word is too simple and can be replaced with:
fast
and the
You use this word too often, consider replacing it with
person
will not be able to find any solution to way out.
Secondly
, when
This phrase/word (depending on the context) can be potentially replaced with :
people
This phrase/word (depending on the context) can be potentially replaced with :
use
You use this word too often, consider replacing it with
cards
to
You use this word too often, consider replacing it with
pay
any online bills or transactions, they can
be hacked
and misused.
To conclude
, there are advantages and disadvantages of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
. It is in the hands of a
You use this word too often, consider replacing it with
person
using the
You use this word too often, consider replacing it with
card
to
This phrase/word (depending on the context) can be potentially replaced with :
make
its advantages outstrip its disadvantages.
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IELTS essay Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debits back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

Essay
  American English
1 paragraphs
258 words
6.0
Overall Band Score
Coherence and Cohesion: 5.0
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
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    Currently is not available
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