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Many people these days are borrowing huge amounts of money that they may be unable to repay. Therefore people argue that individuals should have a harder time loaning money.

Many people these days are borrowing huge amounts of money that they may be unable to repay. Therefore people argue that individuals should have a harder time loaning money. lWPBW
Many people these days are borrowing huge amounts of money that they may be unable to repay. Therefore people argue that individuals should have a harder time loaning money. My personal opinion is that these days it is very easy for an adult to loan money from banks or any other institutions and therefore there should be more drastic limitations. Firstly, I believe that there should be more drastic limitations for individuals to borrow huge sums of money because these days it is very easy for any person to loan huge amounts of money from banks. Not every human being is able to repay the huge debts they pile up and in the long run this can lead to very stressful and unhappy life. This also can lead to individuals choosing to end their precious lives just because they are unable to repay the sums they have loaned. Secondly, I think that it should be less easy for human beings to loan huge sums of money because humans who are unable to repay the debts they pile up choose to commit crime in order to repay their debts. In some extreme cases human lives can be lost due to someone trying to repay their debts. To conclude, I think that it should be less easy for human beings to loan money from banks or any other institution because in most case scenarios most individuals are unable to repay the money they have loaned and they may take extreme actions to repay their debts.
This phrase/word is too simple and can be replaced with:
Many
This phrase/word (depending on the context) can be potentially replaced with :
people
these days are borrowing
You use this word too often, consider replacing it with
huge
amounts of
You use this word too often, consider replacing it with
money
that they may be
You use this word too often, consider replacing it with
unable
to
You use this word too often, consider replacing it with
repay
.
Did you forget a comma after a conjunctive/linking adverb?
Therefore
This phrase/word (depending on the context) can be potentially replaced with :
people
argue that
You use this word too often, consider replacing it with
individuals
should have a harder time loaning
You use this word too often, consider replacing it with
money
. My personal opinion is that these days it is
This phrase/word is too simple and can be replaced with:
very
You use this word too often, consider replacing it with
easy
for an adult to
You use this word too often, consider replacing it with
loan
You use this word too often, consider replacing it with
money
from banks or any other institutions and
therefore
there should be more drastic limitations.

Firstly
, I believe that there should be more drastic limitations for
You use this word too often, consider replacing it with
individuals
to borrow
You use this word too often, consider replacing it with
huge
sums of
You use this word too often, consider replacing it with
money
This phrase/word is too simple and can be replaced with:
because
these days it is
This phrase/word is too simple and can be replaced with:
very
You use this word too often, consider replacing it with
easy
for any person to
You use this word too often, consider replacing it with
loan
You use this word too often, consider replacing it with
huge
amounts of
You use this word too often, consider replacing it with
money
from banks. Not every
You use this word too often, consider replacing it with
human
being is able to
You use this word too often, consider replacing it with
repay
the
You use this word too often, consider replacing it with
huge
You use this word too often, consider replacing it with
debts
they pile up and in the long run this can lead to
This phrase/word is too simple and can be replaced with:
very
stressful and unhappy life. This
also
can lead to
You use this word too often, consider replacing it with
individuals
choosing to
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end
their precious
This phrase/word (depending on the context) can be potentially replaced with :
lives
This phrase/word is too simple and can be replaced with:
just
This phrase/word is too simple and can be replaced with:
because
they are
You use this word too often, consider replacing it with
unable
to
You use this word too often, consider replacing it with
repay
the sums they have loaned.

Secondly
, I
This phrase/word (depending on the context) can be potentially replaced with :
think
that it should be less
You use this word too often, consider replacing it with
easy
for
You use this word too often, consider replacing it with
human
beings to
You use this word too often, consider replacing it with
loan
You use this word too often, consider replacing it with
huge
sums of
You use this word too often, consider replacing it with
money
This phrase/word is too simple and can be replaced with:
because
You use this word too often, consider replacing it with
humans
who are
You use this word too often, consider replacing it with
unable
to
You use this word too often, consider replacing it with
repay
the
You use this word too often, consider replacing it with
debts
they pile up choose to commit crime in order to
You use this word too often, consider replacing it with
repay
their
You use this word too often, consider replacing it with
debts
. In
This phrase/word is too simple and can be replaced with:
some
extreme cases
You use this word too often, consider replacing it with
human
This phrase/word (depending on the context) can be potentially replaced with :
lives
can
be lost
due to someone trying to
You use this word too often, consider replacing it with
repay
their debts.

To conclude
, I
This phrase/word (depending on the context) can be potentially replaced with :
think
that it should be less
You use this word too often, consider replacing it with
easy
for
You use this word too often, consider replacing it with
human
beings to
You use this word too often, consider replacing it with
loan
You use this word too often, consider replacing it with
money
from banks or any other institution
This phrase/word is too simple and can be replaced with:
because
in most case scenarios most
You use this word too often, consider replacing it with
individuals
are
You use this word too often, consider replacing it with
unable
to
You use this word too often, consider replacing it with
repay
the
You use this word too often, consider replacing it with
money
they have
Use a comma before 'and' if it connects two independent clauses (unless they are closely connected and short).
loaned and
they may take extreme actions to
You use this word too often, consider replacing it with
repay
their
You use this word too often, consider replacing it with
debts
.
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IELTS essay Many people these days are borrowing huge amounts of money that they may be unable to repay. Therefore people argue that individuals should have a harder time loaning money.

Essay
  American English
4 paragraphs
253 words
5.5
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 5.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 5.5
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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