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Levels of debt are increasing across the world. To address this, a new subject should be introduced in secondary schools: how to manage finance. Do you agree or disagree

Levels of debt are increasing across the world. To address this, a new subject should be introduced in secondary schools: how to manage finance. PLBe2

It is thought that debt levels are going up and it could be more and more in the future. To prevent this kind of problems they think that there should be a subject in secondary schools about managing finance. Personally, i both agree and disagree with this statement and will explain my opinion. Initially, people should know that they are only guilty for their problems. The first reason for this is they do what they want without thinking of the end. For example, because of lack of managing skills most people have debts. Furthermore, they do not have information about their monthly incomes and outcomes and they do not calculate their summaries as well as do not come to one decision about what they need more than other unnecessary things. In that case, they waste their money and are forced to get debts from banks. It leads to borrow money again and again. However, it is good idea to learn managing the money but in my opinion it is a bit early to teach it in secondary schools. Because, in these period children's psychology will not be developed totally and they are more interested in entertainment. I want to say that it could be useless to spend energy and budget. It is more effective to introduce it in high schools and above. For example, students who study in these sphere, have better outlook and responsibility as well as they need this subject anyway because of their new future life and jobs. In conclusion, i would like to say people's debts are growing year by year worldwide by not focusing on their use and it will be good solution to decrease debts by teaching finance management in higher education, not in secondary schools.

It is This phrase/word (depending on the context) can be potentially replaced with :reckonedassumedbelievedconsidered
thought
 that You use this word too often, consider replacing it withbillcommitmentprice tagmortgageindebtednessreceipt
debt
 levels are going up and it could be more and more in the future. To This phrase/word (depending on the context) can be potentially replaced with :preclude
prevent
 this kind of problems they This phrase/word (depending on the context) can be potentially replaced with :reckonassumebelieveconsider
think
 that there should be a subject in secondary You use this word too often, consider replacing it withinstituteacademyuniversityhalljailfaculty
schools
 about managing finance. Personally
, i both This phrase/word (depending on the context) can be potentially replaced with :acquiesce
agree
 and disagree with this statement and will This phrase/word (depending on the context) can be potentially replaced with :interpret
explain
 my opinion.

Initially
, This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
people
 should know that they are This phrase/word (depending on the context) can be potentially replaced with :exclusively
only
The usual collocation for "guilty" is "of" not "for". Did you mean "guilty of"?guilty of
guilty for
 their problems. The first
 reason for this is they do what they want without thinking of the This phrase/word (depending on the context) can be potentially replaced with :expiration
end
. For example
, This phrase/word is too simple and can be replaced with:due to the factin light of the fact thatowing to the fact that
because
 of lack of managing This phrase/word (depending on the context) can be potentially replaced with :proficiencies
skills
 most This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
people
 have You use this word too often, consider replacing it withbillcommitmentprice tagmortgageindebtednessreceipt
debts
. Furthermore
, they do not have information about their monthly incomes and Use a comma before 'and' if it connects two independent clauses (unless they are closely connected and short).outcomes, and
outcomes and
 they do not calculate their summaries as well
 as do not This phrase/word (depending on the context) can be potentially replaced with :approacharrive
come
 to one decision about what they need more than other unnecessary things. In that case
, they waste their money and are forced
 to This phrase/word (depending on the context) can be potentially replaced with :acquire
get
You use this word too often, consider replacing it withbillcommitmentprice tagmortgageindebtednessreceipt
debts
 from banks. It leads to borrow money again and again.

However
, it is This phrase/word (depending on the context) can be potentially replaced with :beneficialproduct
good
This phrase/word (depending on the context) can be potentially replaced with :thoughtconceptnotion
idea
 to learn managing the money This phrase/word is too simple and can be replaced with:on the contrary
but
 in my opinion it is a bit early to teach it in secondary You use this word too often, consider replacing it withinstituteacademyuniversityhalljailfaculty
schools
. This phrase/word is too simple and can be replaced with:due to the factin light of the fact thatowing to the fact that
Because
, in these period children's psychology will not be developed
Use a comma before 'and' if it connects two independent clauses (unless they are closely connected and short).totally, and
totally and
 they are more interested in entertainment. I want to say that it could be useless to spend energy and budget. It is more effective to introduce it in high You use this word too often, consider replacing it withinstituteacademyuniversityhalljailfaculty
schools
 and above. For example
, students who study in Did you mean "this sphere" or "these spheres"?this spherethese spheres
these sphere
, have better outlook and responsibility as well
 as they need this subject anyway This phrase/word is too simple and can be replaced with:due to the factin light of the fact thatowing to the fact that
because
 of their new future life and jobs.

In conclusion
, Did you mean "I"?I
i
 would like to say This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
people
's You use this word too often, consider replacing it withbillcommitmentprice tagmortgageindebtednessreceipt
debts
 are growing year by year worldwide by not focusing on their This phrase/word (depending on the context) can be potentially replaced with :exploit
use
 and it will be This phrase/word (depending on the context) can be potentially replaced with :beneficialproduct
good
 solution to decrease You use this word too often, consider replacing it withbillcommitmentprice tagmortgageindebtednessreceipt
debts
 by teaching finance management in higher education, not in secondary You use this word too often, consider replacing it withinstituteacademyuniversityhalljailfaculty
schools
. 