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It has become very common for people to borrow money. Most of people have a credit card a mortgage and often they will buy a car on credit as well. Is this goid idea or is it too risky? Discuss both views and give your opinion. v.1

It has become very common for people to borrow money. Most of people have a credit card a mortgage and often they will buy a car on credit as well. Is this goid idea or is it too risky? v. 1
Borrowing money from another person has become a common thing. In todays generation this asking nature has been developed more. People holding a credit card or have a mortgage often tend to purchase car even on credit given. This essay will shed light on the positive part of doing this, also will discuss the risk associated with it. At the end I will give my view on this situation. To commence with, use of a credit card to buy something has some merits. Firstly, a person who is in a need of buying their daily necessary item, and do not money can use credit card to buy the product and pay later on. For instance, for a newly employed person buying home would be a arduous task but with the help of credit card he/she can afford to satisfy the basic need. By this way one can live a comfortable life. In addition, some credit card company provide 0% interest rate on the borrowed amount. This can give somewhat relief to customer who will to shop something. Buying daily necessary product during such offer period is a good idea though. On the other side, certain type of risks are also associated with overbuying which is discussed. The credit card companied are offering lucrative discounts as a reason the vulnerable people tend to buy unnecessary item. Due to such nature the debt of that person may augment. If the buyer have no control on his spending the rising debt may someday cause financial anxiety, may commit crime or think to give-up life. For example, research by one of the leading organization of world shows that 21% committed sucide rate is due to their unbearable liability amount. Thus, overshopping may land a person to critical situation. To conclude, buying the important item through a credit card is acceptable but one should know how to have control over this. While, risk linked with this is less if it is used wisely.
Borrowing money from another
You use this word too often, consider replacing it with
person
has become a common thing. In
Possible spelling mistake found.
todays
generation this asking nature has
been developed
more.
This phrase/word (depending on the context) can be potentially replaced with :
People
holding a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
or have a mortgage
This phrase/word is too simple and can be replaced with:
often
tend to
This phrase/word (depending on the context) can be potentially replaced with :
purchase
car even on
You use this word too often, consider replacing it with
credit
This phrase/word (depending on the context) can be potentially replaced with :
given
. This essay will shed light on the
This phrase/word is too simple and can be replaced with:
positive
part of doing this,
also
will discuss the
This phrase/word (depending on the context) can be potentially replaced with :
risk
associated with it. At the
This phrase/word (depending on the context) can be potentially replaced with :
end
I will give my view on this situation.

To commence with,
This phrase/word (depending on the context) can be potentially replaced with :
use
of a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
to
This phrase/word (depending on the context) can be potentially replaced with :
buy
something has
This phrase/word is too simple and can be replaced with:
some
merits.
Firstly
, a
You use this word too often, consider replacing it with
person
who is in a need of
You use this word too often, consider replacing it with
buying
their daily necessary item, and do not money can
This phrase/word (depending on the context) can be potentially replaced with :
use
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
to
This phrase/word (depending on the context) can be potentially replaced with :
buy
the product and pay later on.
For instance
, for a
newly
employed
You use this word too often, consider replacing it with
person
You use this word too often, consider replacing it with
buying
home would be
Use "an" instead of 'a' if the following word starts with a vowel sound, e.g. 'an article', 'an hour'
a
arduous task
This phrase/word is too simple and can be replaced with:
but
with the
This phrase/word (depending on the context) can be potentially replaced with :
help
of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
he/she can afford to satisfy the basic need. By this way one can
This phrase/word (depending on the context) can be potentially replaced with :
live
a comfortable life.
In addition
,
This phrase/word is too simple and can be replaced with:
some
Did you mean "credits"?
credit
You use this word too often, consider replacing it with
card
This phrase/word (depending on the context) can be potentially replaced with :
company
provide 0% interest rate on the borrowed amount. This can give somewhat relief to customer who will to shop something.
You use this word too often, consider replacing it with
Buying
daily necessary product during such offer period is a
This phrase/word (depending on the context) can be potentially replaced with :
good
This phrase/word (depending on the context) can be potentially replaced with :
idea
though.

On the other side, certain type of
This phrase/word (depending on the context) can be potentially replaced with :
risks
are
also
associated with overbuying which
is discussed
. The
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
Possible spelling mistake found.
companied
are offering lucrative discounts as a reason the vulnerable
This phrase/word (depending on the context) can be potentially replaced with :
people
tend to
This phrase/word (depending on the context) can be potentially replaced with :
buy
unnecessary item. Due to such nature the debt of that
You use this word too often, consider replacing it with
person
may augment. If the buyer have no control on his spending the rising debt may someday cause financial anxiety, may commit crime or
This phrase/word (depending on the context) can be potentially replaced with :
think
to give-up life.
For example
, research by one of the leading organization of world
This phrase/word (depending on the context) can be potentially replaced with :
shows
that 21% committed
Possible spelling mistake found.
sucide
rate is due to their unbearable liability amount.
Thus
,
Possible spelling mistake found.
overshopping
may land a
You use this word too often, consider replacing it with
person
to critical situation.

To conclude
,
You use this word too often, consider replacing it with
buying
the
This phrase/word is too simple and can be replaced with:
important
item through a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
is acceptable
This phrase/word is too simple and can be replaced with:
but
one should know how to have control over this. While,
This phrase/word (depending on the context) can be potentially replaced with :
risk
linked with this is less if it is
This phrase/word (depending on the context) can be potentially replaced with :
used
wisely
.
9Linking words, meeting the goal of 7 or more
24Repeated words, meeting the goal of 3 or fewer
6Mistakes
Learn a language, and you’ll avoid a war.
Arab Proverb

IELTS essay It has become very common for people to borrow money. Most of people have a credit card a mortgage and often they will buy a car on credit as well. Is this goid idea or is it too risky? v. 1

Essay
  American English
4 paragraphs
328 words
6
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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