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In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages? BjQm
People are getting used to make payments by smart phone apps all over the world. The trend is increasing. Although, there are few minor concerns about safety these applications pose, in my opinion, there are nemorous advantages in using such apps to pay for things. To commence with, there are some concerns about safety level offered by the payment apps. Smart phone app can be used by known person without consent of the owner if the person knows login details of the phone. Moreover, payment apps use RFID (Radio Frequency Identification) technology to make contact free transactions. Many users encounter problems with this method of transactions. RFID renders lower accuracy to make payment in one go. Conversaly, pros of using apps for paying outweighs cons. Firstly, this way of making payments is extremly convinient. People can process transactions from anywhere and anytime. Secondly, gone are the days, when we have to be present in the bank to process the payments. Nowdays, almost all supermatket, convinience stores, business offices accept payment by smartphones. Thirdly, these transactions are protected by end to end encryptions and very difficult to breach, as a result, it secures the data of the user and the bank. As an illustration, apps such as Apple pay, Googe pay, and Samsung pay have gained so much popularity amongst the customers due to their reliable and protected transactions. Not to mention, transactions are very prompt and can be completed within seconds. Another benefit is that all banks have released banking apps and we can perform several tasks such as making an investment, paying bills, send money internationally and much more. To conclude, it can be stated that keeping few trivial flaws and concerns aside, these apps gives plenty of advantages and make transactions much easier.
This phrase/word (depending on the context) can be potentially replaced with :
People
are getting
This phrase/word (depending on the context) can be potentially replaced with :
used
to
You use this word too often, consider replacing it with
make
You use this word too often, consider replacing it with
payments
by smart phone apps all over the world. The trend is increasing. Although, there are few minor concerns about safety these applications pose, in my opinion, there are
Possible spelling mistake found.
nemorous
advantages in using such apps to
You use this word too often, consider replacing it with
pay
for things.

To commence with, there are
This phrase/word is too simple and can be replaced with:
some
concerns about safety level offered by the
You use this word too often, consider replacing it with
payment
apps. Smart phone app can be
This phrase/word (depending on the context) can be potentially replaced with :
used
by known person without consent of the owner if the person knows login
This phrase/word (depending on the context) can be potentially replaced with :
details
of the phone.
Moreover
,
You use this word too often, consider replacing it with
payment
apps
This phrase/word (depending on the context) can be potentially replaced with :
use
RFID (Radio Frequency Identification) technology to
You use this word too often, consider replacing it with
make
contact free
You use this word too often, consider replacing it with
transactions
.
This phrase/word is too simple and can be replaced with:
Many
users encounter problems with this method of
You use this word too often, consider replacing it with
transactions
. RFID renders lower accuracy to
You use this word too often, consider replacing it with
make
You use this word too often, consider replacing it with
payment
in one go.

Possible spelling mistake found.
Conversaly
, pros of using apps for paying outweighs cons.
Firstly
, this way of making
You use this word too often, consider replacing it with
payments
is
Possible spelling mistake found.
extremly
Possible spelling mistake found.
convinient
.
This phrase/word (depending on the context) can be potentially replaced with :
People
can process
You use this word too often, consider replacing it with
transactions
from anywhere and anytime.
Secondly
, gone are the days, when we
This phrase/word is too simple and can be replaced with:
have to
be present in the bank to process the
You use this word too often, consider replacing it with
payments
.
Possible spelling mistake found.
Nowdays
, almost all
Possible spelling mistake found.
supermatket
,
Possible spelling mistake found.
convinience
stores, business offices accept
You use this word too often, consider replacing it with
payment
by smartphones.
Thirdly
, these
You use this word too often, consider replacing it with
transactions
are protected
by
This phrase/word (depending on the context) can be potentially replaced with :
end
to
This phrase/word (depending on the context) can be potentially replaced with :
end
Possible spelling mistake found.
encryptions
and
This phrase/word is too simple and can be replaced with:
very
difficult to breach,
as a result
, it secures the data of the user and the bank. As an illustration, apps such as Apple
You use this word too often, consider replacing it with
pay
,
Possible spelling mistake found.
Googe
You use this word too often, consider replacing it with
pay
, and Samsung
You use this word too often, consider replacing it with
pay
have gained
This phrase/word is too simple and can be replaced with:
so
much popularity amongst the customers due to their reliable and protected
You use this word too often, consider replacing it with
transactions
. Not to mention,
You use this word too often, consider replacing it with
transactions
are
This phrase/word is too simple and can be replaced with:
very
prompt and can
be completed
within seconds. Another benefit is that all banks have released banking
Use a comma before 'and' if it connects two independent clauses (unless they are closely connected and short).
apps and
we can perform several tasks such as making an investment, paying bills,
This phrase/word (depending on the context) can be potentially replaced with :
send
money
internationally
and much more.

To conclude
, it can
be stated
that keeping few trivial flaws and concerns aside, these apps gives
This phrase/word is too simple and can be replaced with:
plenty
of advantages and
You use this word too often, consider replacing it with
make
You use this word too often, consider replacing it with
transactions
much easier.
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IELTS essay In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Essay
  American English
4 paragraphs
295 words
5.5
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
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    One main idea per paragraph
  • Include an introduction and conclusion
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  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 5.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
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