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In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages? 9EDp

In today’s technologically advanced world, the use of mobile phone apps for making payment for the goods purchased is becoming extremely popular. Though this trend has proved its effectiveness and merits, one can certainly not ignore the demerits of this. This essay will discuss both sides of the argument and prove that the advantages of using mobile apps outweigh the disadvantages. On the one hand, convenience is one of the most important reasons for the growing popularity of digital payment apps. People do not have to carry cash for buying goods and this enables them to experience hassle free shopping. For example, during the COVID-19 pandemic, mobile phone apps proved to be the safest and the most convenient way to carry out day to day financial transactions. Another plus point of using phone apps is that a digital record of all transactions is easily available and hence a person does not have to keep track of the money spent. For example, I prefer to use PhonePe app for paying at fuel stations so that I can keep a record of my commuting expenses easily. On the other hand, mobile phone apps do not have a high level security system so they are susceptible/vulnerable to cyberattacks. Also, sometimes elderly individuals who are not as tech savvy as young individuals find it very inconvenient to use these apps. For example, my grandmother is not comfortable using touch screen smart phones and she prefers having regular mobile phone with buttons. So, it is not possible for her to use phone paying apps. In conclusion, there is a new trend of using mobile phone apps while performing transactions. There are some disadvantages associated with this trend, however; it is the need of the new era and the advantages provided by mobile apps certainly outweigh the disadvantages.

In This phrase/word (depending on the context) can be potentially replaced with :this day and agenowadays
today
’s technologically
 advanced world, the This phrase/word (depending on the context) can be potentially replaced with :exploit
use
 of mobile You use this word too often, consider replacing it withdialcontactcall up
phone
 apps for making payment for the This phrase/word (depending on the context) can be potentially replaced with :productscommoditiesmerchandises
goods
This phrase/word (depending on the context) can be potentially replaced with :acquired
purchased
 is becoming extremely
 popular. Though this trend has proved its effectiveness and merits, one can certainly
 not This phrase/word (depending on the context) can be potentially replaced with :neglect
ignore
 the demerits of this. This essay will discuss both sides of the argument and prove that the advantages of using mobile apps outweigh the disadvantages.

On the one hand, convenience is one of the most This phrase/word is too simple and can be replaced with:vitalcriticalessential
important
 reasons for the growing popularity of digital payment apps. This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
People
 do not This phrase/word is too simple and can be replaced with:ought to
have to
 carry cash for buying This phrase/word (depending on the context) can be potentially replaced with :productscommoditiesmerchandises
goods
 and this enables them to experience hassle free shopping. For example
, during the COVID-19 pandemic, mobile You use this word too often, consider replacing it withdialcontactcall up
phone
 apps proved to be the safest and the most convenient way to carry out day to day financial transactions. Another plus point of using You use this word too often, consider replacing it withdialcontactcall up
phone
 apps is that a digital record of all transactions is easily
 available and hence
 a person does not This phrase/word is too simple and can be replaced with:ought to
have to
This phrase/word (depending on the context) can be potentially replaced with :retain
keep
This phrase/word (depending on the context) can be potentially replaced with :monitor
track
 of the money spent. For example
, I prefer to This phrase/word (depending on the context) can be potentially replaced with :exploit
use
Possible spelling mistake found.Phoneme
PhonePe
 app for paying at fuel stations This phrase/word is too simple and can be replaced with:consequently
so
 that I can This phrase/word (depending on the context) can be potentially replaced with :retain
keep
 a record of my commuting expenses easily
.

On the other hand
, mobile You use this word too often, consider replacing it withdialcontactcall up
phone
 apps do not have a high level security system This phrase/word is too simple and can be replaced with:consequently
so
 they are susceptible/vulnerable to cyberattacks. Also
, This phrase/word (depending on the context) can be potentially replaced with :in some instances
sometimes
 elderly individuals who are not as This word is normally spelled with hyphen.tech-savvy
tech savvy
 as young individuals find it This phrase/word is too simple and can be replaced with:extremelyimmenselysupremelysuperb
very
 inconvenient to This phrase/word (depending on the context) can be potentially replaced with :exploit
use
 these apps. For example
, my grandmother is not comfortable using touch screen smart Use a comma before 'and' if it connects two independent clauses (unless they are closely connected and short).phones, and
phones and
 she prefers having regular mobile You use this word too often, consider replacing it withdialcontactcall up
phone
 with buttons. This phrase/word is too simple and can be replaced with:consequently
So
, it is not possible for her to This phrase/word (depending on the context) can be potentially replaced with :exploit
use
You use this word too often, consider replacing it withdialcontactcall up
phone
 paying apps.

In conclusion
, there is a new trend of using mobile You use this word too often, consider replacing it withdialcontactcall up
phone
 apps while performing transactions. There are This phrase/word is too simple and can be replaced with:a number of
some
 disadvantages associated with this trend, however
; it is the need of the new era and the advantages provided by mobile apps certainly
 outweigh the disadvantages. 