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In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages? 2ElX

Payments for the goods and services using mobile phone applications is becoming prominent in the contemporary world. Despite the cons, including identity theft and data sharing with applications, the advantages, like accessibility and comfort certainly dominate. The increasing popularity of paying using phone apps has its concomitant risks. Firstly, the identity theft, which is believed to be of critical importance. Having the profiles created on various unreliable mobile applications, for instance, makes it convenient for hackers to mirror the identity and use these them to pay for their luxury needs. The other potential drawback is the data sharing with these third party apps. For example, these mobile applications have a prerequisite where a user is needed to confirm that he is willing to share his personal data like card details, address and phone number. If an untrustworthy app gets the access to ones personal information, the data could be sold for a few bucks to spamming agencies. Therefore, these risks coexist with rising demand for paying online. However, various security measures are being implemented to mitigate these factors. Despite that, the other side of the coin is more promising. In other words, the advantages outweigh the disadvantages. For instance, applications like Google pay and Apple Pay provides a high degree of accessibility where one can simply tap at any NFC enabled machine to initiate a payment. This saves a lot of time in finding spare change in the form of notes and coins and makes the payment more secure. Secondly, it elevates the sense of comfortability among people in a way that they do not have to carry their money bag or wallet anymore to the shopping stores. This freedom, albeit small, adds to the convenience level for people and is therefore a dominating factor behind the rise in popularity of paying using cell phones.

Payments for the This phrase/word (depending on the context) can be potentially replaced with :productscommoditiesmerchandises
goods
 and services using mobile You use this word too often, consider replacing it withdialcontactcall up
phone
You use this word too often, consider replacing it withfunctionoperationutilization
applications
 is becoming prominent in the contemporary world. Despite the cons, including identity theft and You use this word too often, consider replacing it withpicturestatisticsknowledgedossierevidencegoods
data
 sharing with You use this word too often, consider replacing it withfunctionoperationutilization
applications
, the advantages, like accessibility and comfort certainly
 dominate.

The increasing popularity of paying using You use this word too often, consider replacing it withdialcontactcall up
phone
 apps has its concomitant This phrase/word (depending on the context) can be potentially replaced with :hazardsdangers
risks
. Firstly
, the identity theft, which is believed
 to be of critical importance. Having the profiles created on various unreliable mobile You use this word too often, consider replacing it withfunctionoperationutilization
applications
, for instance
, This phrase/word (depending on the context) can be potentially replaced with :createsconstructsmanufacturesproduces
makes
 it convenient for hackers to mirror the identity and This phrase/word (depending on the context) can be potentially replaced with :exploit
use
 these them to pay for their luxury needs. The other potential drawback is the You use this word too often, consider replacing it withpicturestatisticsknowledgedossierevidencegoods
data
 sharing with these Please add a punctuation mark at the end of paragraphthird.third!third?third:third,third;
third


This sentence does not start with an uppercase letterParty
party
 apps. For example
, these mobile You use this word too often, consider replacing it withfunctionoperationutilization
applications
 have a prerequisite where a user is needed
 to confirm that he is willing to share his personal You use this word too often, consider replacing it withpicturestatisticsknowledgedossierevidencegoods
data
 like card This phrase/word (depending on the context) can be potentially replaced with :particulars
details
, address and You use this word too often, consider replacing it withdialcontactcall up
phone
 number. If an untrustworthy app This phrase/word (depending on the context) can be potentially replaced with :acquires
gets
 the access to ones personal information, the You use this word too often, consider replacing it withpicturestatisticsknowledgedossierevidencegoods
data
 could be sold
 for a few bucks to spamming agencies. Therefore
, these This phrase/word (depending on the context) can be potentially replaced with :hazardsdangers
risks
 coexist with rising demand for paying online. However
, various security measures are being implemented
 to mitigate these factors.

Despite that, the other side of the coin is more promising. In other words
, the advantages outweigh the disadvantages. For instance
, You use this word too often, consider replacing it withfunctionoperationutilization
applications
 like Did you mean "Google Pay"?Google Pay
Google pay
 and Apple Pay provides a high degree of accessibility where one can simply
 tap at any NFC enabled machine to initiate a payment. This

This sentence does not start with an uppercase letterSaves
saves
This phrase/word is too simple and can be replaced with:a plethora ofa number ofnumerous
a lot of
 time in finding spare This phrase/word (depending on the context) can be potentially replaced with :alteradjust
change
 in the form of notes and coins and This phrase/word (depending on the context) can be potentially replaced with :createsconstructsmanufacturesproduces
makes
 the payment more secure. Secondly
, it elevates the sense of Possible spelling mistake found.comfort ability
comfortability
 among This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
people
 in a way that they do not This phrase/word is too simple and can be replaced with:ought to
have to
 carry their money bag or wallet anymore to the shopping stores. This

freedom, albeit This phrase/word is too simple and can be replaced with:tiny
small
, This phrase/word (depending on the context) can be potentially replaced with :accrues
adds
 to the convenience level for This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
people
 and is therefore


This sentence does not start with an uppercase letterA
a
 dominating factor behind the rise in popularity of paying using cell You use this word too often, consider replacing it withdialcontactcall up
phones
. 