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In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages? 16ny
Mobile phone is revolutionary, it has become a major tool for the contemporary society. In 21st century mobile payment have been taking over the traditional payment method. Some believe that it has more pros than cons, while other think otherwise. I belief that it has its own advantages over the old payment modes, the bellow essay will discuss the various advantages with relevant examples. Firstly, mobile payment is far more secure, as it has an additional level of security to get the payment through. Added steps of security like 'UPI pin' and OTP (one time password) make mobile payment naturally more secure over the other payment method's. For instance, debit and credit card scams are more common in the recent times. Moreover, in the recent studies it is evident that ATM card's are 90% more vulnerable compared to mobile payment modes, in my country ATM card scams are more commonly noticed as it requires just the card details to extract money through the bank account. Secondly, mobile payment is far more convenient, smart phone is become a necessity in this modern times. We keep our smart phones on us almost all the time, this makes the mobile phone instinctively more convenient to use. To exemplify, mobile payment is now popularly accepted in almost all the stores and small businesses, as it has proven its worth by being more secure and easy to use. with just a few taps the payment is sent directly to the shopkeeper's bank account, moreover, the shopkeeper receives a verification message to his or her mobile phone confirming the payment. This convenient way of payment has no doubt taken over the traditional payment methods as the norm in the recent times. To conclude, although mobile payment has its own disadvantages, it has proven its worth by being more secure and convenient. Thereby contributing to the vast outbreak of users.
Mobile
phone
is revolutionary, it has become a major tool for the contemporary society. In 21st century mobile
payment
have been taking
over
the traditional
payment
method.
Some
believe that it has more pros than cons, while other
think
otherwise
. I
belief
that it has its
own
advantages
over
the
old
payment
modes, the bellow essay will discuss the various advantages with relevant examples.

Firstly
, mobile
payment
is far more
secure
, as it has an additional level of security to
get
the
payment
through.
Added
steps of security like 'UPI pin' and OTP (one
time
password)
make
mobile
payment
naturally
more
secure
over
the other
payment
method's.
For instance
, debit and credit card scams are more common in the recent
times
.
Moreover
, in the recent studies it is evident that ATM
card's
are 90% more vulnerable compared to mobile
payment
modes, in my country ATM card scams are more
commonly
noticed as it requires
just
the card
details
to extract money through the bank account.

Secondly
, mobile
payment
is far more
convenient
, smart
phone
is become
a necessity in this modern
times
. We
keep
our smart
phones
on us almost all the
time
, this
makes
the mobile
phone
instinctively more
convenient
to
use
. To exemplify, mobile
payment
is
now
popularly
accepted
in almost all the stores and
small
businesses, as it has proven its worth by being more
secure
and easy to
use
.
with
just
a few taps the
payment
is
sent
directly
to the shopkeeper's bank account,
moreover
, the shopkeeper receives a verification message to
his or her
mobile
phone
confirming the
payment
. This
convenient
way of
payment
has no doubt taken
over
the traditional
payment
methods as the norm in the recent times.

To conclude
, although mobile
payment
has its
own
disadvantages, it has proven its worth by being more
secure
and
convenient
. Thereby contributing to the vast outbreak of users.
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IELTS essay In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Essay
  American English
4 paragraphs
313 words
6.0
Overall Band Score
Coherence and Cohesion: 6.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
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