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Credit card would likely to replace coins and notes in future. Is it a positive or negative trend

Credit card would likely to replace coins and notes in future. Is it a positive or negative trend aqDkY
Task 2: Nowadays, the popularity of credit card has increased tremendously seemingly eliminate the coins and paper cash in the unforeseen future. In my opinion, the merits and drawbacks of this trend depends upon how they are used by the holders. To begin with, the primary benefit of using a credit card is the overdraft facility. To be precise, it provides a financial backup to its users in emergency situations like medical treatment or job loss. If a person needs monetary support instantly, but have no enough cash in the bank account, they can use credit card facility because it provides money without any additional documents. For instance, credit card can be used for paying the bill if a patient has go through an urgent surgery and needs lots of money within no time. Moreover, credit cards are more safer than a wallet while carrying huge amount of liquid cash, if require. Thus, in such circumstances credit card usage is hopefully a positive development. On the flip side, the careless and irresponsible usage of credit cards push many people into the financial debt. Credit cards often provides instant money and if card holders lack money management, it would affects the financial stability of the user. For example, some individuals over spend using credit cards for purchasing unwanted products and services without noticing their current financial status and income and a later they fails to repay the money on the due date. Consequently, they are forced to pay high interest on it which lead to great financial liabilities. To conclude, the number of credit card users are highly increased recently because of it's easy and convenient use, however, in my opinion the access of credit cards become a positive development only when its holders use it properly and responsibily.
Task 2:

Nowadays, the popularity of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
has increased
tremendously
seemingly
eliminate the coins and paper cash in the unforeseen future. In my opinion, the merits and drawbacks of this trend depends upon how they are
This phrase/word (depending on the context) can be potentially replaced with :
used
by the holders.

To
This phrase/word (depending on the context) can be potentially replaced with :
begin
with, the primary benefit of using a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
is the overdraft facility. To be precise, it provides a
You use this word too often, consider replacing it with
financial
backup to its users in emergency situations like medical treatment or job loss. If a person needs monetary support
instantly
,
This phrase/word is too simple and can be replaced with:
but
have no
This phrase/word is too simple and can be replaced with:
enough
cash in the bank account, they can
This phrase/word (depending on the context) can be potentially replaced with :
use
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
facility
This phrase/word is too simple and can be replaced with:
because
it provides
You use this word too often, consider replacing it with
money
without any additional documents.
For instance
,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
can be
This phrase/word (depending on the context) can be potentially replaced with :
used
for paying the bill if a patient has
Use past participle here: "gone".
go
through an urgent surgery and needs lots of
You use this word too often, consider replacing it with
money
within no time.
Moreover
,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
are
Use only "safer" (without 'more') when you use the comparative.
more safer
than a wallet while carrying huge amount of liquid cash, if
The conjunction "if" requires the past participle "required", or did you mean "you require"?
require
.
Thus
, in such circumstances
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
usage is
hopefully
a
This phrase/word is too simple and can be replaced with:
positive
development.

On the flip side, the careless and irresponsible usage of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
push
This phrase/word is too simple and can be replaced with:
many
This phrase/word (depending on the context) can be potentially replaced with :
people
into the
You use this word too often, consider replacing it with
financial
debt.
You use this word too often, consider replacing it with
Credit
You use this word too often, consider replacing it with
cards
This phrase/word is too simple and can be replaced with:
often
provides instant
You use this word too often, consider replacing it with
money
and if
You use this word too often, consider replacing it with
card
holders lack
You use this word too often, consider replacing it with
money
management, it would
The verb 'would' requires the base form of the verb: "affect"
affects
the
You use this word too often, consider replacing it with
financial
stability of the user.
For example
,
This phrase/word is too simple and can be replaced with:
some
individuals over spend using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
for purchasing unwanted products and services without noticing their
This phrase/word (depending on the context) can be potentially replaced with :
current
You use this word too often, consider replacing it with
financial
status and income and a later they
The pronoun 'they' must be used with a non-third-person form of a verb: "fail"
fails
to repay the
You use this word too often, consider replacing it with
money
on the due date.
Consequently
, they
are forced
to pay high interest on it which lead to great
You use this word too often, consider replacing it with
financial
liabilities.

To conclude
, the number of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
users are
highly
increased recently
This phrase/word is too simple and can be replaced with:
because
Did you mean "of its easy"?
of it's easy
and convenient
This phrase/word (depending on the context) can be potentially replaced with :
use
,
however
, in my opinion the access of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
become a
This phrase/word is too simple and can be replaced with:
positive
development
This phrase/word (depending on the context) can be potentially replaced with :
only
when its holders
This phrase/word (depending on the context) can be potentially replaced with :
use
it
properly
and
Possible spelling mistake found.
responsibily
.
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IELTS essay Credit card would likely to replace coins and notes in future. Is it a positive or negative trend

Essay
  American English
5 paragraphs
298 words
6.0
Overall Band Score
Coherence and Cohesion: 6.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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