6band
Many Individuals are unable to pay the dues on time because of unplanned and excess usage of credit card. I strongly believe that banks should check individual’s financial history and issue to those who can pay on time. Firstly, it is human tendency to shop easily using the credit card, without thinking the future financial situation. Mostly, people get attracted to offers and benefits provided by the bank to the card users and this leads to more spending. Moreover, people can withdraw the money from the ATM’s for ...