Do you want to improve your writing? Try our new evaluation service and get detailed feedback.
Check Your Text it's free

The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? anaG
With the execution of demonetization, payment method becomes a hot potato of discussion. While some favor credit cards, many people still prefer cash citing the reason that credit is still newer in the long history of finance. In this essay, I will elaborate on why I feel that credit cards are a convenient payment method as compared to physical currency. There are definite advantages of virtual currency. Firstly, people do not have to keep rupee notes in their wallets and just a card is sufficient to make any transaction. Secondly, there is a certain limit of the physical currency people can carry, however, this drawback is not faced by virtual money. For instance, I visited the Apple store, last month to buy a new phone, which is worth 150, 000 rupees, it would have been mighty inconvenient to carry that large sum of money in cash. But as I had a credit card, I could travel with a lighter pocket without any worries about lost or drop cash somewhere during traveling from the source to destination. Further, cash has its own inherent disadvantages like there is no trail of the transaction as this happens off-paper. Thus, mostly paper money is used in bribing and consider as a source of corruption. For example, I was once asked a bribe of 500 rupees by a traffic policeman as I forgot to carry a driving license with me. To conclude, due to the merits of credit card payment like convenience, safety offered in comparison to a cash payment, I firmly believe that virtual currency is the superior method to physical notes.
With the execution of demonetization,
You use this word too often, consider replacing it with
payment
method becomes a hot potato of discussion. While
This phrase/word is too simple and can be replaced with:
some
favor
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
,
This phrase/word is too simple and can be replaced with:
many
This phrase/word (depending on the context) can be potentially replaced with :
people
still
prefer
You use this word too often, consider replacing it with
cash
citing the reason that
You use this word too often, consider replacing it with
credit
is
still
newer in the long history of finance. In this essay, I will elaborate on why I feel that
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
are a convenient
You use this word too often, consider replacing it with
payment
method as compared to physical currency.

There are
This phrase/word is too simple and can be replaced with:
definite
advantages of virtual currency.
Firstly
,
This phrase/word (depending on the context) can be potentially replaced with :
people
do not
This phrase/word is too simple and can be replaced with:
have to
This phrase/word (depending on the context) can be potentially replaced with :
keep
rupee notes in their wallets and
This phrase/word is too simple and can be replaced with:
just
a
You use this word too often, consider replacing it with
card
is sufficient to
This phrase/word (depending on the context) can be potentially replaced with :
make
any transaction.
Secondly
, there is a certain limit of the physical currency
This phrase/word (depending on the context) can be potentially replaced with :
people
can carry,
however
, this drawback is not faced by virtual money.
For instance
, I visited the
Did you mean the proper noun "Apple Store"?
Apple store
, last month to
This phrase/word (depending on the context) can be potentially replaced with :
buy
a new phone, which is worth 150, 000 rupees, it would have been mighty inconvenient to carry that large sum of money in
You use this word too often, consider replacing it with
cash
.
This phrase/word is too simple and can be replaced with:
But
as I had a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
, I could travel with a lighter pocket without any worries about lost or drop
You use this word too often, consider replacing it with
cash
somewhere during traveling from the source to destination.

Further
,
You use this word too often, consider replacing it with
cash
has its
This phrase/word (depending on the context) can be potentially replaced with :
own
inherent disadvantages like there is no trail of the transaction as this happens off-paper.
Thus
,
mostly
paper money is
This phrase/word (depending on the context) can be potentially replaced with :
used
in bribing and consider as a source of corruption.
For example
, I was once asked a bribe of 500 rupees by a traffic policeman as I forgot to carry a driving license with me.

To conclude
, due to the merits of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
You use this word too often, consider replacing it with
payment
like convenience, safety offered
in comparison
to a
You use this word too often, consider replacing it with
cash
You use this word too often, consider replacing it with
payment
, I
firmly
believe that virtual currency is the superior method to physical notes.

IELTS essay The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit?

Essay
  American English
4 paragraphs
268 words
6.0
Overall Band Score
Coherence and Cohesion: 6.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 7.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
Recent posts





Get more results for topic:
  • The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience.