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The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write at least 250 words.

The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? 85gpk
It is often argued that cash is a better method of payment than credit card payment as it is a new concept within the finance history. I think cash a classic and safe mode of payment than credit payment. Firstly, cash is the most common and widely used mode of payment accepted around the world. It is a safe way of making payments as nowadays with the increasing knowledge in the field of technology hacking of personal data has become common which includes leakage of credit card details and net banking details. Keeping your private data safe from these hackers has become difficult, also such incidents have become common in recent years. For instance, the credit cards that don't need otp or pin which work with one tap technology is very dangerous as anyone could tap your card which is in your pocket via infrared and steal your money. That is why the cash payment method is most preferred and safe in all terms. Second of all, spending your money physically gives you a sense of how much you are spending, meaning helps you keep a proper track of your spendings according to your need. Credit card payment can become a burden in the future wherein you spend as much you like without thinking of the need for unwanted items and later tensed for paying the debts. For example, while shopping using a credit card is easy but the burden of paying it later becomes hectic, using cash instead keeps things simple and under budget. Thus, controlling your spendings or incurring expenses can be minimized using cash and keep track of your expenses. To sum up, the cash payment method takes over credit card payment as it is a safe payment method and helps in maintaining average expenses.
It is
This phrase/word is too simple and can be replaced with:
often
argued that
You use this word too often, consider replacing it with
cash
is a better
You use this word too often, consider replacing it with
method
of
You use this word too often, consider replacing it with
payment
than
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
You use this word too often, consider replacing it with
payment
as it is a new concept within the finance history. I
This phrase/word (depending on the context) can be potentially replaced with :
think
You use this word too often, consider replacing it with
cash
a classic and
You use this word too often, consider replacing it with
safe
mode of
You use this word too often, consider replacing it with
payment
than
You use this word too often, consider replacing it with
credit
payment.

Firstly
,
You use this word too often, consider replacing it with
cash
is the most common and
widely
This phrase/word (depending on the context) can be potentially replaced with :
used
mode of
You use this word too often, consider replacing it with
payment
This phrase/word is too simple and can be replaced with:
accepted
around the world. It is a
You use this word too often, consider replacing it with
safe
way of making
You use this word too often, consider replacing it with
payments
as nowadays with the increasing knowledge in the field of technology hacking of personal data has
You use this word too often, consider replacing it with
become
common which includes leakage of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
This phrase/word (depending on the context) can be potentially replaced with :
details
and net banking
This phrase/word (depending on the context) can be potentially replaced with :
details
. Keeping your private data
You use this word too often, consider replacing it with
safe
from these hackers has
You use this word too often, consider replacing it with
become
difficult,
also
such incidents have
You use this word too often, consider replacing it with
become
common in recent years.
For instance
, the
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
that don't need
Possible spelling mistake found.
otp
or pin which work with one tap technology is
This phrase/word is too simple and can be replaced with:
very
This phrase/word is too simple and can be replaced with:
dangerous
as anyone could tap your
You use this word too often, consider replacing it with
card
which is in your pocket via infrared and steal your money.
That is
why the
You use this word too often, consider replacing it with
cash
You use this word too often, consider replacing it with
payment
You use this word too often, consider replacing it with
method
is most preferred and
You use this word too often, consider replacing it with
safe
in all terms.

Second of all,
You use this word too often, consider replacing it with
spending
your money
physically
gives you a sense of how much you are
You use this word too often, consider replacing it with
spending
, meaning
This phrase/word (depending on the context) can be potentially replaced with :
helps
you
This phrase/word (depending on the context) can be potentially replaced with :
keep
a proper
This phrase/word (depending on the context) can be potentially replaced with :
track
of your
Possible spelling mistake found.
spendings
according to your need.
You use this word too often, consider replacing it with
Credit
You use this word too often, consider replacing it with
card
You use this word too often, consider replacing it with
payment
can
You use this word too often, consider replacing it with
become
a burden in the future wherein you spend as much you like without thinking of the need for unwanted items and later tensed for paying the debts.
For example
, while shopping using a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
is easy
This phrase/word is too simple and can be replaced with:
but
the burden of paying it later
You use this word too often, consider replacing it with
becomes
hectic, using
You use this word too often, consider replacing it with
cash
instead
This phrase/word (depending on the context) can be potentially replaced with :
keeps
things simple and under budget.
Thus
, controlling your
Possible spelling mistake found.
spendings
or incurring expenses can
be minimized
using
You use this word too often, consider replacing it with
cash
and
This phrase/word (depending on the context) can be potentially replaced with :
keep
This phrase/word (depending on the context) can be potentially replaced with :
track
of your expenses.

To sum up, the
You use this word too often, consider replacing it with
cash
You use this word too often, consider replacing it with
payment
You use this word too often, consider replacing it with
method
takes over
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
You use this word too often, consider replacing it with
payment
as it is a
You use this word too often, consider replacing it with
safe
You use this word too often, consider replacing it with
payment
You use this word too often, consider replacing it with
method
and
This phrase/word (depending on the context) can be potentially replaced with :
helps
in maintaining average expenses.
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IELTS essay The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit?

Essay
  American English
4 paragraphs
298 words
6.0
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
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    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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  • The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write at least 250 words.