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The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit?

Cash has always been a currency which dominated the exchange of money. But in today's modern world, everything is going digital, from education system to seminars, exchange of money is also going cashless. We can digitaly transfer the amount to any person without cash and Credit card has become the most convinent option to transfer money. But most people are having little knowledge about the credit card, its usage and advantages. Indeed, some people are afraid to use credit card and some even don't consider as a source of transfering money because they are afraid about the misuge of credit card, what to do when the credit card is lost etc. Credit is fairly new concept with the history of finance but it has placed its value in new generation. In my opinion credit card option is far better than paper money. First of all considering environment, it can easily be treated way ahead than paper money. Secondly, ease of convinence is more in credit card, just keep a card for all payment options. Also, credit card gives a option to pay money after the billing period which ranges around 18-20 days. People don't have time, we are all busy and people consider paper money as a fast way of exchanging money as billing by credit card takes time. But Credit card is evolving like it never did, now there is no requirement to swipe the card for less amount of money. Just tap it and money is debited from credit card holder, instant process isn't.
Cash has always been a currency which dominated the exchange of
You use this word too often, consider replacing it with
money
.
This phrase/word is too simple and can be replaced with:
But
in
This phrase/word (depending on the context) can be potentially replaced with :
today
's modern world, everything is going digital, from education system to seminars, exchange of
You use this word too often, consider replacing it with
money
is
also
going cashless. We can
Possible spelling mistake found.
digitaly
transfer the amount to any person without cash and
You use this word too often, consider replacing it with
Credit
You use this word too often, consider replacing it with
card
has become the most
Possible spelling mistake found.
convinent
You use this word too often, consider replacing it with
option
to transfer
You use this word too often, consider replacing it with
money
.
This phrase/word is too simple and can be replaced with:
But
most
This phrase/word (depending on the context) can be potentially replaced with :
people
are having
This phrase/word is too simple and can be replaced with:
little
knowledge about the
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
, its usage and advantages.
Indeed
,
This phrase/word is too simple and can be replaced with:
some
This phrase/word (depending on the context) can be potentially replaced with :
people
are afraid to
This phrase/word (depending on the context) can be potentially replaced with :
use
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
and
This phrase/word is too simple and can be replaced with:
some
even don't consider as a source of
Possible spelling mistake found.
transfering
You use this word too often, consider replacing it with
money
This phrase/word is too simple and can be replaced with:
because
they are afraid about the
Possible spelling mistake found.
misuge
of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
, what to do when the
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
is lost
etc.

Credit is
fairly
new concept with the history of finance
This phrase/word is too simple and can be replaced with:
but
it has placed its value in new generation. In my opinion
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
You use this word too often, consider replacing it with
option
is far better than paper
You use this word too often, consider replacing it with
money
.
This phrase is redundant. Consider using "first".
First of all
considering environment, it can
easily
be treated
way
Use "(ahead)" to make a comparison with this adjective.
ahead
than paper
You use this word too often, consider replacing it with
money
.
Secondly
,
This phrase/word (depending on the context) can be potentially replaced with :
ease
of
Possible spelling mistake found.
convinence
is more in
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
,
This phrase/word is too simple and can be replaced with:
just
This phrase/word (depending on the context) can be potentially replaced with :
keep
a
You use this word too often, consider replacing it with
card
for all payment
You use this word too often, consider replacing it with
options
.
Also
,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
gives
Use "an" instead of 'a' if the following word starts with a vowel sound, e.g. 'an article', 'an hour'
a
You use this word too often, consider replacing it with
option
to pay
You use this word too often, consider replacing it with
money
after the billing period which ranges around 18-20 days.

This phrase/word (depending on the context) can be potentially replaced with :
People
don't have time, we are all busy and
This phrase/word (depending on the context) can be potentially replaced with :
people
consider paper
You use this word too often, consider replacing it with
money
as a
This phrase/word is too simple and can be replaced with:
fast
way of exchanging
You use this word too often, consider replacing it with
money
as billing by
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
takes time.
This phrase/word is too simple and can be replaced with:
But
You use this word too often, consider replacing it with
Credit
You use this word too often, consider replacing it with
card
is evolving like it never did,
This phrase/word (depending on the context) can be potentially replaced with :
now
there is no requirement to swipe the
You use this word too often, consider replacing it with
card
for less amount of
You use this word too often, consider replacing it with
money
.
This phrase/word is too simple and can be replaced with:
Just
tap it and
You use this word too often, consider replacing it with
money
is debited
from
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
holder, instant process isn't.
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IELTS essay The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit?

Essay
  American English
3 paragraphs
256 words
5.5
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 5.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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