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Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Nowadays, all over the world had changed a lot as consequences of economic growth. We cannot deny that people consume much more than the past. They buy things a lot although there are not necessary and sometimes they cannot afford. It can cause by many factor such as Copycat and social influences. However, many people did not know it could make a huge problem named debt. Copycat behaviour is happening everywhere and increasing all the times.

Nowadays, all over the world had This phrase/word (depending on the context) can be potentially replaced with :alteredadjusted
changed
 a lot as consequences of economic growth. We cannot deny that This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
people
 consume much more than the past. They This phrase/word (depending on the context) can be potentially replaced with :purchase
buy
 things a lot although there are It seems that the adverb “not” is incorrect in this context.no
not
Use a comma before ‘and’ if it connects two independent clauses (unless they are closely connected and short).necessary, and
necessary and
This phrase/word (depending on the context) can be potentially replaced with :in some instances
sometimes
 they cannot afford.  It can cause by Possible agreement error. The noun factor seems to be countable; consider using: “many factors”.many factors
many factor
 such as Copycat and social influences. However
, This phrase/word is too simple and can be replaced with:a plethora ofa number ofnumerous
many
This phrase/word (depending on the context) can be potentially replaced with :individualsnationsociety
people
 did not know it could This phrase/word (depending on the context) can be potentially replaced with :createconstructmanufactureproduce
make
 a huge problem named debt.

Copycat Possible spelling mistake. ‘behaviour’ is British English.behavior
behaviour
 is happening everywhere and increasing all the times. 