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Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. blRl
A cashless society has become more popular recently because an increased number of people likes to purchase through electronic transactions, instead of paying cash. In my view, although paying through cards is safe and convenient, the invasion of privacy and overdraft consumption will be a big issue. The two main advantages of electronic payments are safety and convenience. To begin with, when people pay by cards, they do not have to carry a huge amount of cash in the wallet. As a result, they do not have to worry about getting their money lost or stolen. Paying by cards seems like a safe way to avoid these potential risks and buyers may feel much safer. In addition, plastic money replacements can bring people a lot of convenience. For example, when traveling in Australia, Chinese tourists do not need to exchange their money into Australian dollars and they can purchase any items by their credit cards. This avoids the complex currency process and provides them a wonderful travel experience. However, the invasion of privacy and overdraft consumption are two significant risks. When purchasing by cards, the government can locate the position of stores and the amount of money spent by the consumer. However, paying with cash can protect consumers’ privacy and their transaction records. Another significant drawback of electronic payments is that due to the easy availability of credit cards people may purchase without consideration and consequences and this can land them into debt. In conclusion, electronic payments bring a lot of safety and convenience for consumers. However, they do have some downsides as everything bought by a card can be scrutinized by the government. Also, cards encourage people to buy more than what they can afford.
A cashless society has become more popular recently
This phrase/word is too simple and can be replaced with:
because
an increased number of
You use this word too often, consider replacing it with
people
likes to
This phrase/word (depending on the context) can be potentially replaced with :
purchase
through
You use this word too often, consider replacing it with
electronic
transactions,
instead
of
You use this word too often, consider replacing it with
paying
cash. In my view, although
You use this word too often, consider replacing it with
paying
through
You use this word too often, consider replacing it with
cards
is safe and convenient, the invasion of privacy and overdraft consumption will be a
This phrase/word is too simple and can be replaced with:
big
issue.

The two main advantages of
You use this word too often, consider replacing it with
electronic
payments are safety and convenience. To
This phrase/word (depending on the context) can be potentially replaced with :
begin
with, when
You use this word too often, consider replacing it with
people
pay by
You use this word too often, consider replacing it with
cards
, they do not
This phrase/word is too simple and can be replaced with:
have to
carry a huge amount of cash in the wallet.
As a result
, they do not
This phrase/word is too simple and can be replaced with:
have to
worry about getting their
You use this word too often, consider replacing it with
money
lost or stolen.
You use this word too often, consider replacing it with
Paying
by
You use this word too often, consider replacing it with
cards
seems like a safe way to avoid these potential
This phrase/word (depending on the context) can be potentially replaced with :
risks
and buyers may feel much safer.
In addition
, plastic
You use this word too often, consider replacing it with
money
replacements can bring
You use this word too often, consider replacing it with
people
This phrase/word is too simple and can be replaced with:
a lot of
convenience.
For example
, when traveling in Australia, Chinese tourists do not need to exchange their
You use this word too often, consider replacing it with
money
into Australian
Use a comma before 'and' if it connects two independent clauses (unless they are closely connected and short).
dollars and
they can
This phrase/word (depending on the context) can be potentially replaced with :
purchase
any items by their credit
You use this word too often, consider replacing it with
cards
. This avoids the complex currency process and provides them a wonderful travel experience.

However
, the invasion of privacy and overdraft consumption are two significant
This phrase/word (depending on the context) can be potentially replaced with :
risks
. When purchasing by
You use this word too often, consider replacing it with
cards
, the
This phrase/word (depending on the context) can be potentially replaced with :
government
can locate the position of stores and the amount of
You use this word too often, consider replacing it with
money
spent by the consumer.
However
,
You use this word too often, consider replacing it with
paying
with cash can protect consumers’ privacy and their transaction records. Another significant drawback of
You use this word too often, consider replacing it with
electronic
payments is that due to the easy availability of credit
You use this word too often, consider replacing it with
cards
You use this word too often, consider replacing it with
people
may
This phrase/word (depending on the context) can be potentially replaced with :
purchase
without consideration and consequences and this can land them into debt.

In conclusion
,
You use this word too often, consider replacing it with
electronic
payments bring
This phrase/word is too simple and can be replaced with:
a lot of
safety and convenience for consumers.
However
, they do have
This phrase/word is too simple and can be replaced with:
some
downsides as everything
This phrase/word (depending on the context) can be potentially replaced with :
bought
by a
You use this word too often, consider replacing it with
card
can
be scrutinized
by the
This phrase/word (depending on the context) can be potentially replaced with :
government
.
Also
,
You use this word too often, consider replacing it with
cards
encourage
You use this word too often, consider replacing it with
people
to
This phrase/word (depending on the context) can be potentially replaced with :
buy
more than what they can afford.
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IELTS essay Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

Essay
  American English
4 paragraphs
286 words
6.5
Overall Band Score
Coherence and Cohesion: 6.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.0
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 7.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
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