Using mobile phones increasingly on an unprecedented scale. In different countries purchasing or pay for thing from smartphone apps become popular. This method brings more advantages and maybe little risk.
Using smartphone apps maybe risky because it decreases your safety while using apps. Each application which develop through different companies may contain bugs and hackers try to use these bugs to steal customer information. Financial transactions are really sensitive, and security is a main thing among it. So, using smartphone apps may be risky to use for purchasing things online.
Contrary to security, apps, which helps their customers to pay online, have an important impact on people time. It is possible now for people to pay for debt online or send some money to their friend whenever and wherever they are. So, they do not need to spend more time in the queue of the bank for sending money or paying the debt. As a result, people can save sometime to other important issues. Also, when you want to search a time when you paid your debts or see our account balance, you simply use these app.
In addition, using smartphone apps may decrease the pressure of banks employee. While people try to use apps to pay or purchase online things, it is not necessary to refer to the bank and as a result bank’s employee can do their job without presser because of the few customers referring to them for their important financial problems.
In conclusion, in some country people who use smartphone apps increase. Using smartphone apps significantly improve peoples ease while their want to pay online. 
Using mobile phones  
increasingly
 on an unprecedented scale. In  
different
 countries purchasing or  
pay
 for thing from smartphone apps become popular. This method brings more advantages and maybe  
little
  risk
.
Using smartphone apps maybe risky  
because
 it decreases your safety while using apps. Each application which develop through  
different
  companies
 may contain bugs and hackers try to  
use
 these bugs to steal customer information. Financial transactions are  
really
 sensitive, and security is a main thing among it.  
So
, using smartphone apps may be risky to  
use
 for purchasing things online.
Contrary to security, apps, which  
helps
 their customers to  
pay
  online
, have an  
important
 impact on  
people
 time. It is possible  
now
 for  
people
 to  
pay
 for debt  
online
 or  
send
  some
 money to their friend whenever and wherever they are.  
So
, they do not need to spend more time in the queue of the  
bank
 for sending money or paying the debt.  
As a result
,  
people
 can save sometime to other  
important
 issues.  
Also
, when you want to search a time when you paid your debts or  
see
 our account balance, you  
simply
  use
  these app
. 
In addition
, using smartphone apps may decrease the pressure of  
banks
 employee. While  
people
 try to  
use
 apps to  
pay
 or  
purchase
  online
 things, it is not necessary to refer to the  
bank
 and  
as a result
  bank’s
 employee can do their job without presser  
because
 of the few customers referring to them for their  
important
 financial problems. 
In conclusion
, in  
some
 country  
people
 who  
use
 smartphone apps increase. Using smartphone apps  
significantly
  improve
  peoples
  ease
 while their want to  
pay
  online
.