As can be seen, the establishment of multiple banks in Vietnam provides numerous benefits to both businesses and individuals. While I prefer to use the internet banking service, the majority of people still choose to conduct their business at a bank.
There are several reasons why I choose to use the online banking service instead of visiting a local bank. Firstly, the bank I use is located far from my house, so going there will take a long time. Secondly, despite having my own bank account, I seldom make transactions and most of them can be done online. For example, I transferred 20000 VND to my friend via internet banking because she helped me print some assignments. It just took me a few minutes and simple steps to complete the transaction. Thirdly, many banks encourage clients to use online services by offering incentives or promotions, which enticed me to use online banking.
On the other hand, doing transactions at the bank gives certain benefits that a major part of customers select. Individuals or businesses conduct transactions at the bank rather than online because it is more trustworthy. Numerous customers have been defrauded via the internet, resulting in significant financial losses. Furthermore, firms must deal with bank employees to get certified paperwork with a bank signature, which cannot be done online.
To sum up, either making transactions on the internet or conducting at the bank gives undeniable advantages for customers. 
As can be  
seen
, the establishment of multiple  
banks
 in Vietnam provides numerous benefits to both businesses and individuals. While I prefer to  
use
 the internet banking service, the majority of  
people
  still
 choose to conduct their business at a bank.
There are several reasons why I choose to  
use
 the  
online
 banking service  
instead
 of visiting a local  
bank
.  
Firstly
, the  
bank
 I  
use
  is located
 far from my  
house
,  
so
 going there will take a long time.  
Secondly
, despite having my  
own
  bank
 account, I seldom  
make
  transactions
 and most of them can  
be done
  online
.  
For example
, I transferred 20000 VND to my friend via internet banking  
because
 she  
helped
 me print  
some
 assignments. It  
just
 took me a few minutes and simple steps to complete the  
transaction
.  
Thirdly
,  
many
  banks
 encourage clients to  
use
  online
 services by offering incentives or promotions, which enticed me to  
use
  online
 banking. 
On the other hand
, doing  
transactions
 at the  
bank
 gives certain benefits that a major part of customers select. Individuals or businesses conduct  
transactions
 at the  
bank
  rather
 than  
online
  because
 it is more trustworthy. Numerous customers have  
been defrauded
 via the internet, resulting in significant financial losses.  
Furthermore
, firms  
must
 deal with  
bank
 employees to  
get
 certified paperwork with a  
bank
 signature, which cannot  
be done
 online.
To sum up, either making  
transactions
 on the internet or conducting at the  
bank
 gives undeniable advantages for customers.