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do people need to carry cash

do people need to carry cash BJW8V
A few decades ago, people had to carry cash in their pockets. However, modern technology brings about many breakthroughs, such as a credit card. I believe that credit cards are handy in a lot of ways. I feel this way for two reasons which I will endeavor to expound upon in the following essay. To begin with, using a credit card is safer than using cash money. If you are a credit cardholder, you are always protected against fraudulent transactions. The transactions through credit cards are usually put on hold by banks for a couple of days to assure that they are executed by their owners’ consent. On the other hand, if your money is stolen and used for buying any product, which is called an instant payment, it would be complicated for you to claim your money back even though the thief is captured. My experience is a compelling example of this. One day, I received a notification message from my bank about around a thousand-dollar payment. Since it was done without my information, I immediately notified my bank to deactivate my card and filed a dispute paper to ask Master Card to investigate the transaction. Finally, they have recently figured out that I am a victim, and my credit card is skimmed, which culminated in the reimbursement of my money. Secondly, banks utilize some marketing methods to attract customers’ attention. If you apply for a credit card, it comes with many privileges such as free points, that you can use for online purchases. Moreover, the contactless payment system embedded in a credit card leads to faster payments. For instance, a recent study conducted at Minnesota University surveyed around five thousand people revealed that the most appealing traits of a credit card are that not only it facilitates a quicker payment method but also users can earn miles and points after each purchase and can redeem these to buy expensive flight tickets at free of cost. In contrast, I have never heard a similar system proposed in case cash money is used. Taking everything mentioned above into account, I firmly conclude that using a credit card is more favorable. This is because you feel more secure against unknown payments, and it gives you a wide variety of benefits.
A few decades ago,
people
had to carry cash in their pockets.
However
, modern technology brings about
many
breakthroughs, such as a
credit
card
. I believe that
credit
cards
are handy in
a lot of
ways. I feel this way for two reasons which I will endeavor to expound upon in the following essay.

To
begin
with, using a
credit
card
is safer than using cash
money
. If you are a
credit
cardholder, you are always protected against fraudulent transactions. The transactions through
credit
cards
are
usually
put on hold by
banks
for a couple of days to assure that they
are executed
by their owners’ consent.
On the other hand
, if your
money
is stolen
and
used
for buying any product, which
is called
an instant
payment
, it would
be complicated
for you to claim your
money
back
even though
the thief
is captured
. My experience is a compelling example of this. One day, I received a notification message from my
bank
about around a thousand-dollar
payment
. Since it
was done
without my information, I immediately notified my
bank
to deactivate my
card
and filed a dispute paper to ask Master
Card
to investigate the transaction.
Finally
, they have recently figured out that I am a victim, and my
credit
card
is skimmed
, which culminated in the reimbursement of my money.

Secondly
,
banks
utilize
some
marketing methods to attract customers’ attention. If you apply for a
credit
card
, it
comes
with
many
privileges such as free points, that you can
use
for online
purchases
.
Moreover
, the contactless
payment
system embedded in a
credit
card
leads to faster
payments
.
For instance
, a recent study conducted at Minnesota University surveyed around five thousand
people
revealed that the most appealing traits of a
credit
card
are that not
only
it facilitates a quicker
payment
method
but
also
users can earn miles and points after each
purchase
and can redeem these to
buy
expensive flight tickets at free of cost.
In contrast
, I have never heard a similar system proposed in case cash
money
is
used
.

Taking everything mentioned above into account, I
firmly
conclude that using a
credit
card
is more favorable. This is
because
you feel more secure against unknown
payments
, and it gives you a wide variety of benefits.
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IELTS essay do people need to carry cash

Essay
  American English
4 paragraphs
379 words
6.0
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 7.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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